LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,003
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$103,114
−HK$3,161/mo
Today · 4.125%
HK$106,275
baseline
▲ 0.50% · 4.625%
HK$112,741
+HK$6,466/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$212,550/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$1,863,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,253
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$114,237
−HK$3,026/mo
Today · 4.125%
HK$117,263
baseline
▲ 0.50% · 4.625%
HK$123,445
+HK$6,182/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$234,526/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$1,863,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,004
−HK$7,525/mo
▼ 0.25% · 3.875%
HK$123,737
−HK$3,792/mo
Today · 4.125%
HK$127,529
baseline
▲ 0.50% · 4.625%
HK$135,289
+HK$7,760/mo
Deposit HK$17.54M · loan HK$26.31M · min. income ≈ HK$255,058/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,863,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,503
−HK$7,213/mo
▼ 0.25% · 3.875%
HK$137,084
−HK$3,632/mo
Today · 4.125%
HK$140,716
baseline
▲ 0.50% · 4.625%
HK$148,133
+HK$7,417/mo
Deposit HK$17.54M · loan HK$26.31M · min. income ≈ HK$281,432/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,863,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,005
−HK$8,779/mo
▼ 0.25% · 3.875%
HK$144,360
−HK$4,424/mo
Today · 4.125%
HK$148,784
baseline
▲ 0.50% · 4.625%
HK$157,837
+HK$9,053/mo
Deposit HK$13.16M · loan HK$30.70M · min. income ≈ HK$297,568/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,863,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,754
−HK$8,415/mo
▼ 0.25% · 3.875%
HK$159,931
−HK$4,238/mo
Today · 4.125%
HK$164,169
baseline
▲ 0.50% · 4.625%
HK$172,822
+HK$8,653/mo
Deposit HK$13.16M · loan HK$30.70M · min. income ≈ HK$328,338/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,863,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,006
−HK$11,288/mo
▼ 0.25% · 3.875%
HK$185,605
−HK$5,689/mo
Today · 4.125%
HK$191,294
baseline
▲ 0.50% · 4.625%
HK$202,934
+HK$11,640/mo
Deposit HK$4.39M · loan HK$39.47M · min. income ≈ HK$382,588/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,255
−HK$10,819/mo
▼ 0.25% · 3.875%
HK$205,626
−HK$5,448/mo
Today · 4.125%
HK$211,074
baseline
▲ 0.50% · 4.625%
HK$222,200
+HK$11,126/mo
Deposit HK$4.39M · loan HK$39.47M · min. income ≈ HK$422,148/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,863,890 · Scale 2, in force from 26 Feb 2026)