LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,000
−HK$628/mo
▼ 0.25% · 3.875%
HK$10,311
−HK$317/mo
Today · 4.125%
HK$10,628
baseline
▲ 0.50% · 4.625%
HK$11,274
+HK$646/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$21,256/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,125
−HK$601/mo
▼ 0.25% · 3.875%
HK$11,424
−HK$302/mo
Today · 4.125%
HK$11,726
baseline
▲ 0.50% · 4.625%
HK$12,345
+HK$619/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$23,452/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,001
−HK$752/mo
▼ 0.25% · 3.875%
HK$12,374
−HK$379/mo
Today · 4.125%
HK$12,753
baseline
▲ 0.50% · 4.625%
HK$13,529
+HK$776/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$25,506/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,350
−HK$722/mo
▼ 0.25% · 3.875%
HK$13,709
−HK$363/mo
Today · 4.125%
HK$14,072
baseline
▲ 0.50% · 4.625%
HK$14,813
+HK$741/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$28,144/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,001
−HK$878/mo
▼ 0.25% · 3.875%
HK$14,436
−HK$443/mo
Today · 4.125%
HK$14,879
baseline
▲ 0.50% · 4.625%
HK$15,784
+HK$905/mo
Deposit HK$1.32M · loan HK$3.07M · min. income ≈ HK$29,758/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,576
−HK$841/mo
▼ 0.25% · 3.875%
HK$15,993
−HK$424/mo
Today · 4.125%
HK$16,417
baseline
▲ 0.50% · 4.625%
HK$17,282
+HK$865/mo
Deposit HK$1.32M · loan HK$3.07M · min. income ≈ HK$32,834/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,001
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,561
−HK$569/mo
Today · 4.125%
HK$19,130
baseline
▲ 0.50% · 4.625%
HK$20,294
+HK$1,164/mo
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$38,260/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,026
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,563
−HK$545/mo
Today · 4.125%
HK$21,108
baseline
▲ 0.50% · 4.625%
HK$22,220
+HK$1,112/mo
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$42,216/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,785 · Scale 2, in force from 26 Feb 2026)