LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,012
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$103,123
−HK$3,161/mo
Today · 4.125%
HK$106,284
baseline
▲ 0.50% · 4.625%
HK$112,751
+HK$6,467/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$212,568/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$1,864,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,263
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$114,247
−HK$3,027/mo
Today · 4.125%
HK$117,274
baseline
▲ 0.50% · 4.625%
HK$123,455
+HK$6,181/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$234,548/mo (50% DSR)
Upfront cash ≈ HK$23.79M (deposit + AVD stamp duty HK$1,864,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,015
−HK$7,526/mo
▼ 0.25% · 3.875%
HK$123,748
−HK$3,793/mo
Today · 4.125%
HK$127,541
baseline
▲ 0.50% · 4.625%
HK$135,301
+HK$7,760/mo
Deposit HK$17.54M · loan HK$26.32M · min. income ≈ HK$255,082/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,864,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,515
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$137,096
−HK$3,633/mo
Today · 4.125%
HK$140,729
baseline
▲ 0.50% · 4.625%
HK$148,147
+HK$7,418/mo
Deposit HK$17.54M · loan HK$26.32M · min. income ≈ HK$281,458/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,864,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,017
−HK$8,780/mo
▼ 0.25% · 3.875%
HK$144,372
−HK$4,425/mo
Today · 4.125%
HK$148,797
baseline
▲ 0.50% · 4.625%
HK$157,851
+HK$9,054/mo
Deposit HK$13.16M · loan HK$30.70M · min. income ≈ HK$297,594/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,864,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,768
−HK$8,415/mo
▼ 0.25% · 3.875%
HK$159,945
−HK$4,238/mo
Today · 4.125%
HK$164,183
baseline
▲ 0.50% · 4.625%
HK$172,838
+HK$8,655/mo
Deposit HK$13.16M · loan HK$30.70M · min. income ≈ HK$328,366/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,864,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,022
−HK$11,289/mo
▼ 0.25% · 3.875%
HK$185,622
−HK$5,689/mo
Today · 4.125%
HK$191,311
baseline
▲ 0.50% · 4.625%
HK$202,952
+HK$11,641/mo
Deposit HK$4.39M · loan HK$39.47M · min. income ≈ HK$382,622/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,273
−HK$10,820/mo
▼ 0.25% · 3.875%
HK$205,644
−HK$5,449/mo
Today · 4.125%
HK$211,093
baseline
▲ 0.50% · 4.625%
HK$222,220
+HK$11,127/mo
Deposit HK$4.39M · loan HK$39.47M · min. income ≈ HK$422,186/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,054 · Scale 2, in force from 26 Feb 2026)