LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,021
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$103,132
−HK$3,161/mo
Today · 4.125%
HK$106,293
baseline
▲ 0.50% · 4.625%
HK$112,760
+HK$6,467/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$212,586/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$1,864,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,272
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$114,256
−HK$3,027/mo
Today · 4.125%
HK$117,283
baseline
▲ 0.50% · 4.625%
HK$123,466
+HK$6,183/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$234,566/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$1,864,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,025
−HK$7,526/mo
▼ 0.25% · 3.875%
HK$123,758
−HK$3,793/mo
Today · 4.125%
HK$127,551
baseline
▲ 0.50% · 4.625%
HK$135,312
+HK$7,761/mo
Deposit HK$17.55M · loan HK$26.32M · min. income ≈ HK$255,102/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,864,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,526
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$137,107
−HK$3,633/mo
Today · 4.125%
HK$140,740
baseline
▲ 0.50% · 4.625%
HK$148,159
+HK$7,419/mo
Deposit HK$17.55M · loan HK$26.32M · min. income ≈ HK$281,480/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,864,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,029
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$144,384
−HK$4,426/mo
Today · 4.125%
HK$148,810
baseline
▲ 0.50% · 4.625%
HK$157,864
+HK$9,054/mo
Deposit HK$13.16M · loan HK$30.70M · min. income ≈ HK$297,620/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,864,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,781
−HK$8,416/mo
▼ 0.25% · 3.875%
HK$159,958
−HK$4,239/mo
Today · 4.125%
HK$164,197
baseline
▲ 0.50% · 4.625%
HK$172,852
+HK$8,655/mo
Deposit HK$13.16M · loan HK$30.70M · min. income ≈ HK$328,394/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,864,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,037
−HK$11,290/mo
▼ 0.25% · 3.875%
HK$185,637
−HK$5,690/mo
Today · 4.125%
HK$191,327
baseline
▲ 0.50% · 4.625%
HK$202,969
+HK$11,642/mo
Deposit HK$4.39M · loan HK$39.48M · min. income ≈ HK$382,654/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,289
−HK$10,821/mo
▼ 0.25% · 3.875%
HK$205,661
−HK$5,449/mo
Today · 4.125%
HK$211,110
baseline
▲ 0.50% · 4.625%
HK$222,238
+HK$11,128/mo
Deposit HK$4.39M · loan HK$39.48M · min. income ≈ HK$422,220/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,208 · Scale 2, in force from 26 Feb 2026)