LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,026
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$103,137
−HK$3,162/mo
Today · 4.125%
HK$106,299
baseline
▲ 0.50% · 4.625%
HK$112,767
+HK$6,468/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$212,598/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$1,864,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,278
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$114,262
−HK$3,028/mo
Today · 4.125%
HK$117,290
baseline
▲ 0.50% · 4.625%
HK$123,473
+HK$6,183/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$234,580/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$1,864,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,031
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$123,765
−HK$3,793/mo
Today · 4.125%
HK$127,558
baseline
▲ 0.50% · 4.625%
HK$135,320
+HK$7,762/mo
Deposit HK$17.55M · loan HK$26.32M · min. income ≈ HK$255,116/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,864,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,534
−HK$7,214/mo
▼ 0.25% · 3.875%
HK$137,115
−HK$3,633/mo
Today · 4.125%
HK$140,748
baseline
▲ 0.50% · 4.625%
HK$148,167
+HK$7,419/mo
Deposit HK$17.55M · loan HK$26.32M · min. income ≈ HK$281,496/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,864,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,037
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$144,392
−HK$4,426/mo
Today · 4.125%
HK$148,818
baseline
▲ 0.50% · 4.625%
HK$157,873
+HK$9,055/mo
Deposit HK$13.16M · loan HK$30.71M · min. income ≈ HK$297,636/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,864,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,789
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$159,967
−HK$4,239/mo
Today · 4.125%
HK$164,206
baseline
▲ 0.50% · 4.625%
HK$172,862
+HK$8,656/mo
Deposit HK$13.16M · loan HK$30.71M · min. income ≈ HK$328,412/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,864,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,047
−HK$11,291/mo
▼ 0.25% · 3.875%
HK$185,647
−HK$5,691/mo
Today · 4.125%
HK$191,338
baseline
▲ 0.50% · 4.625%
HK$202,980
+HK$11,642/mo
Deposit HK$4.39M · loan HK$39.48M · min. income ≈ HK$382,676/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,300
−HK$10,822/mo
▼ 0.25% · 3.875%
HK$205,672
−HK$5,450/mo
Today · 4.125%
HK$211,122
baseline
▲ 0.50% · 4.625%
HK$222,251
+HK$11,129/mo
Deposit HK$4.39M · loan HK$39.48M · min. income ≈ HK$422,244/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,312 · Scale 2, in force from 26 Feb 2026)