LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,034
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$103,146
−HK$3,161/mo
Today · 4.125%
HK$106,307
baseline
▲ 0.50% · 4.625%
HK$112,776
+HK$6,469/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$212,614/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$1,864,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,287
−HK$6,012/mo
▼ 0.25% · 3.875%
HK$114,272
−HK$3,027/mo
Today · 4.125%
HK$117,299
baseline
▲ 0.50% · 4.625%
HK$123,482
+HK$6,183/mo
Deposit HK$21.93M · loan HK$21.93M · min. income ≈ HK$234,598/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$1,864,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,041
−HK$7,528/mo
▼ 0.25% · 3.875%
HK$123,775
−HK$3,794/mo
Today · 4.125%
HK$127,569
baseline
▲ 0.50% · 4.625%
HK$135,331
+HK$7,762/mo
Deposit HK$17.55M · loan HK$26.32M · min. income ≈ HK$255,138/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,864,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,544
−HK$7,215/mo
▼ 0.25% · 3.875%
HK$137,126
−HK$3,633/mo
Today · 4.125%
HK$140,759
baseline
▲ 0.50% · 4.625%
HK$148,179
+HK$7,420/mo
Deposit HK$17.55M · loan HK$26.32M · min. income ≈ HK$281,518/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,864,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,048
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$144,404
−HK$4,426/mo
Today · 4.125%
HK$148,830
baseline
▲ 0.50% · 4.625%
HK$157,886
+HK$9,056/mo
Deposit HK$13.16M · loan HK$30.71M · min. income ≈ HK$297,660/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,864,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,802
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$159,980
−HK$4,239/mo
Today · 4.125%
HK$164,219
baseline
▲ 0.50% · 4.625%
HK$172,875
+HK$8,656/mo
Deposit HK$13.16M · loan HK$30.71M · min. income ≈ HK$328,438/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,864,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,061
−HK$11,292/mo
▼ 0.25% · 3.875%
HK$185,662
−HK$5,691/mo
Today · 4.125%
HK$191,353
baseline
▲ 0.50% · 4.625%
HK$202,996
+HK$11,643/mo
Deposit HK$4.39M · loan HK$39.48M · min. income ≈ HK$382,706/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,316
−HK$10,823/mo
▼ 0.25% · 3.875%
HK$205,689
−HK$5,450/mo
Today · 4.125%
HK$211,139
baseline
▲ 0.50% · 4.625%
HK$222,268
+HK$11,129/mo
Deposit HK$4.39M · loan HK$39.48M · min. income ≈ HK$422,278/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,462 · Scale 2, in force from 26 Feb 2026)