LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,037
−HK$6,273/mo
▼ 0.25% · 3.875%
HK$103,149
−HK$3,161/mo
Today · 4.125%
HK$106,310
baseline
▲ 0.50% · 4.625%
HK$112,779
+HK$6,469/mo
Deposit HK$21.94M · loan HK$21.94M · min. income ≈ HK$212,620/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$1,864,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,290
−HK$6,013/mo
▼ 0.25% · 3.875%
HK$114,275
−HK$3,028/mo
Today · 4.125%
HK$117,303
baseline
▲ 0.50% · 4.625%
HK$123,486
+HK$6,183/mo
Deposit HK$21.94M · loan HK$21.94M · min. income ≈ HK$234,606/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$1,864,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,045
−HK$7,527/mo
▼ 0.25% · 3.875%
HK$123,779
−HK$3,793/mo
Today · 4.125%
HK$127,572
baseline
▲ 0.50% · 4.625%
HK$135,335
+HK$7,763/mo
Deposit HK$17.55M · loan HK$26.32M · min. income ≈ HK$255,144/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,864,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,548
−HK$7,216/mo
▼ 0.25% · 3.875%
HK$137,130
−HK$3,634/mo
Today · 4.125%
HK$140,764
baseline
▲ 0.50% · 4.625%
HK$148,183
+HK$7,419/mo
Deposit HK$17.55M · loan HK$26.32M · min. income ≈ HK$281,528/mo (50% DSR)
Upfront cash ≈ HK$19.41M (deposit + AVD stamp duty HK$1,864,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,052
−HK$8,783/mo
▼ 0.25% · 3.875%
HK$144,408
−HK$4,427/mo
Today · 4.125%
HK$148,835
baseline
▲ 0.50% · 4.625%
HK$157,891
+HK$9,056/mo
Deposit HK$13.16M · loan HK$30.71M · min. income ≈ HK$297,670/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,864,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,806
−HK$8,418/mo
▼ 0.25% · 3.875%
HK$159,985
−HK$4,239/mo
Today · 4.125%
HK$164,224
baseline
▲ 0.50% · 4.625%
HK$172,881
+HK$8,657/mo
Deposit HK$13.16M · loan HK$30.71M · min. income ≈ HK$328,448/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,864,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,067
−HK$11,292/mo
▼ 0.25% · 3.875%
HK$185,668
−HK$5,691/mo
Today · 4.125%
HK$191,359
baseline
▲ 0.50% · 4.625%
HK$203,002
+HK$11,643/mo
Deposit HK$4.39M · loan HK$39.48M · min. income ≈ HK$382,718/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,323
−HK$10,822/mo
▼ 0.25% · 3.875%
HK$205,695
−HK$5,450/mo
Today · 4.125%
HK$211,145
baseline
▲ 0.50% · 4.625%
HK$222,275
+HK$11,130/mo
Deposit HK$4.39M · loan HK$39.48M · min. income ≈ HK$422,290/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,519 · Scale 2, in force from 26 Feb 2026)