LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,004
−HK$628/mo
▼ 0.25% · 3.875%
HK$10,316
−HK$316/mo
Today · 4.125%
HK$10,632
baseline
▲ 0.50% · 4.625%
HK$11,279
+HK$647/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$21,264/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,130
−HK$601/mo
▼ 0.25% · 3.875%
HK$11,428
−HK$303/mo
Today · 4.125%
HK$11,731
baseline
▲ 0.50% · 4.625%
HK$12,349
+HK$618/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$23,462/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,005
−HK$753/mo
▼ 0.25% · 3.875%
HK$12,379
−HK$379/mo
Today · 4.125%
HK$12,758
baseline
▲ 0.50% · 4.625%
HK$13,534
+HK$776/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$25,516/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,356
−HK$721/mo
▼ 0.25% · 3.875%
HK$13,714
−HK$363/mo
Today · 4.125%
HK$14,077
baseline
▲ 0.50% · 4.625%
HK$14,819
+HK$742/mo
Deposit HK$1.75M · loan HK$2.63M · min. income ≈ HK$28,154/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,006
−HK$878/mo
▼ 0.25% · 3.875%
HK$14,442
−HK$442/mo
Today · 4.125%
HK$14,884
baseline
▲ 0.50% · 4.625%
HK$15,790
+HK$906/mo
Deposit HK$1.32M · loan HK$3.07M · min. income ≈ HK$29,768/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,582
−HK$841/mo
▼ 0.25% · 3.875%
HK$16,000
−HK$423/mo
Today · 4.125%
HK$16,423
baseline
▲ 0.50% · 4.625%
HK$17,289
+HK$866/mo
Deposit HK$1.32M · loan HK$3.07M · min. income ≈ HK$32,846/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,008
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,568
−HK$569/mo
Today · 4.125%
HK$19,137
baseline
▲ 0.50% · 4.625%
HK$20,302
+HK$1,165/mo
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$38,274/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,034
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,571
−HK$545/mo
Today · 4.125%
HK$21,116
baseline
▲ 0.50% · 4.625%
HK$22,229
+HK$1,113/mo
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$42,232/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,811 · Scale 2, in force from 26 Feb 2026)