LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,051
−HK$6,274/mo
▼ 0.25% · 3.875%
HK$103,163
−HK$3,162/mo
Today · 4.125%
HK$106,325
baseline
▲ 0.50% · 4.625%
HK$112,795
+HK$6,470/mo
Deposit HK$21.94M · loan HK$21.94M · min. income ≈ HK$212,650/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$1,864,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,306
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$114,291
−HK$3,029/mo
Today · 4.125%
HK$117,320
baseline
▲ 0.50% · 4.625%
HK$123,504
+HK$6,184/mo
Deposit HK$21.94M · loan HK$21.94M · min. income ≈ HK$234,640/mo (50% DSR)
Upfront cash ≈ HK$23.80M (deposit + AVD stamp duty HK$1,864,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,062
−HK$7,528/mo
▼ 0.25% · 3.875%
HK$123,796
−HK$3,794/mo
Today · 4.125%
HK$127,590
baseline
▲ 0.50% · 4.625%
HK$135,354
+HK$7,764/mo
Deposit HK$17.55M · loan HK$26.33M · min. income ≈ HK$255,180/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,864,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,567
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$137,149
−HK$3,635/mo
Today · 4.125%
HK$140,784
baseline
▲ 0.50% · 4.625%
HK$148,204
+HK$7,420/mo
Deposit HK$17.55M · loan HK$26.33M · min. income ≈ HK$281,568/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,864,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,072
−HK$8,784/mo
▼ 0.25% · 3.875%
HK$144,429
−HK$4,427/mo
Today · 4.125%
HK$148,856
baseline
▲ 0.50% · 4.625%
HK$157,913
+HK$9,057/mo
Deposit HK$13.16M · loan HK$30.71M · min. income ≈ HK$297,712/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,864,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,829
−HK$8,418/mo
▼ 0.25% · 3.875%
HK$160,008
−HK$4,239/mo
Today · 4.125%
HK$164,247
baseline
▲ 0.50% · 4.625%
HK$172,905
+HK$8,658/mo
Deposit HK$13.16M · loan HK$30.71M · min. income ≈ HK$328,494/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,864,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,092
−HK$11,294/mo
▼ 0.25% · 3.875%
HK$185,694
−HK$5,692/mo
Today · 4.125%
HK$191,386
baseline
▲ 0.50% · 4.625%
HK$203,031
+HK$11,645/mo
Deposit HK$4.39M · loan HK$39.49M · min. income ≈ HK$382,772/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,351
−HK$10,824/mo
▼ 0.25% · 3.875%
HK$205,724
−HK$5,451/mo
Today · 4.125%
HK$211,175
baseline
▲ 0.50% · 4.625%
HK$222,307
+HK$11,132/mo
Deposit HK$4.39M · loan HK$39.49M · min. income ≈ HK$422,350/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,782 · Scale 2, in force from 26 Feb 2026)