LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,063
−HK$6,274/mo
▼ 0.25% · 3.875%
HK$103,175
−HK$3,162/mo
Today · 4.125%
HK$106,337
baseline
▲ 0.50% · 4.625%
HK$112,808
+HK$6,471/mo
Deposit HK$21.94M · loan HK$21.94M · min. income ≈ HK$212,674/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,864,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,319
−HK$6,014/mo
▼ 0.25% · 3.875%
HK$114,304
−HK$3,029/mo
Today · 4.125%
HK$117,333
baseline
▲ 0.50% · 4.625%
HK$123,518
+HK$6,185/mo
Deposit HK$21.94M · loan HK$21.94M · min. income ≈ HK$234,666/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,864,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,075
−HK$7,530/mo
▼ 0.25% · 3.875%
HK$123,810
−HK$3,795/mo
Today · 4.125%
HK$127,605
baseline
▲ 0.50% · 4.625%
HK$135,369
+HK$7,764/mo
Deposit HK$17.55M · loan HK$26.33M · min. income ≈ HK$255,210/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,864,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,582
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$137,165
−HK$3,634/mo
Today · 4.125%
HK$140,799
baseline
▲ 0.50% · 4.625%
HK$148,221
+HK$7,422/mo
Deposit HK$17.55M · loan HK$26.33M · min. income ≈ HK$281,598/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,864,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,088
−HK$8,784/mo
▼ 0.25% · 3.875%
HK$144,445
−HK$4,427/mo
Today · 4.125%
HK$148,872
baseline
▲ 0.50% · 4.625%
HK$157,931
+HK$9,059/mo
Deposit HK$13.16M · loan HK$30.72M · min. income ≈ HK$297,744/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,864,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,846
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$160,026
−HK$4,240/mo
Today · 4.125%
HK$164,266
baseline
▲ 0.50% · 4.625%
HK$172,925
+HK$8,659/mo
Deposit HK$13.16M · loan HK$30.72M · min. income ≈ HK$328,532/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,864,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,113
−HK$11,294/mo
▼ 0.25% · 3.875%
HK$185,715
−HK$5,692/mo
Today · 4.125%
HK$191,407
baseline
▲ 0.50% · 4.625%
HK$203,054
+HK$11,647/mo
Deposit HK$4.39M · loan HK$39.49M · min. income ≈ HK$382,814/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,374
−HK$10,825/mo
▼ 0.25% · 3.875%
HK$205,747
−HK$5,452/mo
Today · 4.125%
HK$211,199
baseline
▲ 0.50% · 4.625%
HK$222,332
+HK$11,133/mo
Deposit HK$4.39M · loan HK$39.49M · min. income ≈ HK$422,398/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,864,992 · Scale 2, in force from 26 Feb 2026)