LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,066
−HK$6,275/mo
▼ 0.25% · 3.875%
HK$103,178
−HK$3,163/mo
Today · 4.125%
HK$106,341
baseline
▲ 0.50% · 4.625%
HK$112,811
+HK$6,470/mo
Deposit HK$21.94M · loan HK$21.94M · min. income ≈ HK$212,682/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,322
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$114,308
−HK$3,029/mo
Today · 4.125%
HK$117,337
baseline
▲ 0.50% · 4.625%
HK$123,522
+HK$6,185/mo
Deposit HK$21.94M · loan HK$21.94M · min. income ≈ HK$234,674/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,079
−HK$7,530/mo
▼ 0.25% · 3.875%
HK$123,814
−HK$3,795/mo
Today · 4.125%
HK$127,609
baseline
▲ 0.50% · 4.625%
HK$135,374
+HK$7,765/mo
Deposit HK$17.55M · loan HK$26.33M · min. income ≈ HK$255,218/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,587
−HK$7,217/mo
▼ 0.25% · 3.875%
HK$137,169
−HK$3,635/mo
Today · 4.125%
HK$140,804
baseline
▲ 0.50% · 4.625%
HK$148,226
+HK$7,422/mo
Deposit HK$17.55M · loan HK$26.33M · min. income ≈ HK$281,608/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,092
−HK$8,785/mo
▼ 0.25% · 3.875%
HK$144,450
−HK$4,427/mo
Today · 4.125%
HK$148,877
baseline
▲ 0.50% · 4.625%
HK$157,936
+HK$9,059/mo
Deposit HK$13.17M · loan HK$30.72M · min. income ≈ HK$297,754/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,851
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$160,031
−HK$4,240/mo
Today · 4.125%
HK$164,271
baseline
▲ 0.50% · 4.625%
HK$172,930
+HK$8,659/mo
Deposit HK$13.17M · loan HK$30.72M · min. income ≈ HK$328,542/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,118
−HK$11,295/mo
▼ 0.25% · 3.875%
HK$185,721
−HK$5,692/mo
Today · 4.125%
HK$191,413
baseline
▲ 0.50% · 4.625%
HK$203,061
+HK$11,648/mo
Deposit HK$4.39M · loan HK$39.50M · min. income ≈ HK$382,826/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,865,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,380
−HK$10,826/mo
▼ 0.25% · 3.875%
HK$205,754
−HK$5,452/mo
Today · 4.125%
HK$211,206
baseline
▲ 0.50% · 4.625%
HK$222,339
+HK$11,133/mo
Deposit HK$4.39M · loan HK$39.50M · min. income ≈ HK$422,412/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,865,052 · Scale 2, in force from 26 Feb 2026)