LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,068
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$103,181
−HK$3,163/mo
Today · 4.125%
HK$106,344
baseline
▲ 0.50% · 4.625%
HK$112,814
+HK$6,470/mo
Deposit HK$21.94M · loan HK$21.94M · min. income ≈ HK$212,688/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,325
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$114,311
−HK$3,029/mo
Today · 4.125%
HK$117,340
baseline
▲ 0.50% · 4.625%
HK$123,525
+HK$6,185/mo
Deposit HK$21.94M · loan HK$21.94M · min. income ≈ HK$234,680/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,082
−HK$7,530/mo
▼ 0.25% · 3.875%
HK$123,817
−HK$3,795/mo
Today · 4.125%
HK$127,612
baseline
▲ 0.50% · 4.625%
HK$135,377
+HK$7,765/mo
Deposit HK$17.55M · loan HK$26.33M · min. income ≈ HK$255,224/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,590
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$137,173
−HK$3,635/mo
Today · 4.125%
HK$140,808
baseline
▲ 0.50% · 4.625%
HK$148,230
+HK$7,422/mo
Deposit HK$17.55M · loan HK$26.33M · min. income ≈ HK$281,616/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,096
−HK$8,785/mo
▼ 0.25% · 3.875%
HK$144,454
−HK$4,427/mo
Today · 4.125%
HK$148,881
baseline
▲ 0.50% · 4.625%
HK$157,940
+HK$9,059/mo
Deposit HK$13.17M · loan HK$30.72M · min. income ≈ HK$297,762/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,855
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$160,035
−HK$4,241/mo
Today · 4.125%
HK$164,276
baseline
▲ 0.50% · 4.625%
HK$172,935
+HK$8,659/mo
Deposit HK$13.17M · loan HK$30.72M · min. income ≈ HK$328,552/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,123
−HK$11,295/mo
▼ 0.25% · 3.875%
HK$185,726
−HK$5,692/mo
Today · 4.125%
HK$191,418
baseline
▲ 0.50% · 4.625%
HK$203,066
+HK$11,648/mo
Deposit HK$4.39M · loan HK$39.50M · min. income ≈ HK$382,836/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,865,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,385
−HK$10,826/mo
▼ 0.25% · 3.875%
HK$205,759
−HK$5,452/mo
Today · 4.125%
HK$211,211
baseline
▲ 0.50% · 4.625%
HK$222,345
+HK$11,134/mo
Deposit HK$4.39M · loan HK$39.50M · min. income ≈ HK$422,422/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,865,101 · Scale 2, in force from 26 Feb 2026)