LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,008
−HK$627/mo
▼ 0.25% · 3.875%
HK$10,319
−HK$316/mo
Today · 4.125%
HK$10,635
baseline
▲ 0.50% · 4.625%
HK$11,283
+HK$648/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$21,270/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,134
−HK$601/mo
▼ 0.25% · 3.875%
HK$11,432
−HK$303/mo
Today · 4.125%
HK$11,735
baseline
▲ 0.50% · 4.625%
HK$12,354
+HK$619/mo
Deposit HK$2.19M · loan HK$2.19M · min. income ≈ HK$23,470/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,009
−HK$753/mo
▼ 0.25% · 3.875%
HK$12,383
−HK$379/mo
Today · 4.125%
HK$12,762
baseline
▲ 0.50% · 4.625%
HK$13,539
+HK$777/mo
Deposit HK$1.76M · loan HK$2.63M · min. income ≈ HK$25,524/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,360
−HK$722/mo
▼ 0.25% · 3.875%
HK$13,719
−HK$363/mo
Today · 4.125%
HK$14,082
baseline
▲ 0.50% · 4.625%
HK$14,824
+HK$742/mo
Deposit HK$1.76M · loan HK$2.63M · min. income ≈ HK$28,164/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,011
−HK$879/mo
▼ 0.25% · 3.875%
HK$14,447
−HK$443/mo
Today · 4.125%
HK$14,890
baseline
▲ 0.50% · 4.625%
HK$15,796
+HK$906/mo
Deposit HK$1.32M · loan HK$3.07M · min. income ≈ HK$29,780/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,587
−HK$842/mo
▼ 0.25% · 3.875%
HK$16,005
−HK$424/mo
Today · 4.125%
HK$16,429
baseline
▲ 0.50% · 4.625%
HK$17,295
+HK$866/mo
Deposit HK$1.32M · loan HK$3.07M · min. income ≈ HK$32,858/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,014
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,574
−HK$570/mo
Today · 4.125%
HK$19,144
baseline
▲ 0.50% · 4.625%
HK$20,309
+HK$1,165/mo
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$38,288/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,041
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,578
−HK$545/mo
Today · 4.125%
HK$21,123
baseline
▲ 0.50% · 4.625%
HK$22,237
+HK$1,114/mo
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$42,246/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,834 · Scale 2, in force from 26 Feb 2026)