LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,082
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$103,195
−HK$3,163/mo
Today · 4.125%
HK$106,358
baseline
▲ 0.50% · 4.625%
HK$112,829
+HK$6,471/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$212,716/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,340
−HK$6,015/mo
▼ 0.25% · 3.875%
HK$114,326
−HK$3,029/mo
Today · 4.125%
HK$117,355
baseline
▲ 0.50% · 4.625%
HK$123,541
+HK$6,186/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$234,710/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,098
−HK$7,531/mo
▼ 0.25% · 3.875%
HK$123,834
−HK$3,795/mo
Today · 4.125%
HK$127,629
baseline
▲ 0.50% · 4.625%
HK$135,395
+HK$7,766/mo
Deposit HK$17.56M · loan HK$26.33M · min. income ≈ HK$255,258/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,608
−HK$7,218/mo
▼ 0.25% · 3.875%
HK$137,191
−HK$3,635/mo
Today · 4.125%
HK$140,826
baseline
▲ 0.50% · 4.625%
HK$148,249
+HK$7,423/mo
Deposit HK$17.56M · loan HK$26.33M · min. income ≈ HK$281,652/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,114
−HK$8,787/mo
▼ 0.25% · 3.875%
HK$144,473
−HK$4,428/mo
Today · 4.125%
HK$148,901
baseline
▲ 0.50% · 4.625%
HK$157,961
+HK$9,060/mo
Deposit HK$13.17M · loan HK$30.72M · min. income ≈ HK$297,802/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,876
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$160,056
−HK$4,241/mo
Today · 4.125%
HK$164,297
baseline
▲ 0.50% · 4.625%
HK$172,958
+HK$8,661/mo
Deposit HK$13.17M · loan HK$30.72M · min. income ≈ HK$328,594/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,147
−HK$11,297/mo
▼ 0.25% · 3.875%
HK$185,751
−HK$5,693/mo
Today · 4.125%
HK$191,444
baseline
▲ 0.50% · 4.625%
HK$203,093
+HK$11,649/mo
Deposit HK$4.39M · loan HK$39.50M · min. income ≈ HK$382,888/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,865,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,412
−HK$10,827/mo
▼ 0.25% · 3.875%
HK$205,787
−HK$5,452/mo
Today · 4.125%
HK$211,239
baseline
▲ 0.50% · 4.625%
HK$222,374
+HK$11,135/mo
Deposit HK$4.39M · loan HK$39.50M · min. income ≈ HK$422,478/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,865,348 · Scale 2, in force from 26 Feb 2026)