LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,088
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$103,202
−HK$3,163/mo
Today · 4.125%
HK$106,365
baseline
▲ 0.50% · 4.625%
HK$112,837
+HK$6,472/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$212,730/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,347
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$114,334
−HK$3,029/mo
Today · 4.125%
HK$117,363
baseline
▲ 0.50% · 4.625%
HK$123,549
+HK$6,186/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$234,726/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,106
−HK$7,532/mo
▼ 0.25% · 3.875%
HK$123,842
−HK$3,796/mo
Today · 4.125%
HK$127,638
baseline
▲ 0.50% · 4.625%
HK$135,404
+HK$7,766/mo
Deposit HK$17.56M · loan HK$26.34M · min. income ≈ HK$255,276/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,617
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$137,200
−HK$3,636/mo
Today · 4.125%
HK$140,836
baseline
▲ 0.50% · 4.625%
HK$148,259
+HK$7,423/mo
Deposit HK$17.56M · loan HK$26.34M · min. income ≈ HK$281,672/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,124
−HK$8,787/mo
▼ 0.25% · 3.875%
HK$144,482
−HK$4,429/mo
Today · 4.125%
HK$148,911
baseline
▲ 0.50% · 4.625%
HK$157,972
+HK$9,061/mo
Deposit HK$13.17M · loan HK$30.73M · min. income ≈ HK$297,822/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,886
−HK$8,422/mo
▼ 0.25% · 3.875%
HK$160,067
−HK$4,241/mo
Today · 4.125%
HK$164,308
baseline
▲ 0.50% · 4.625%
HK$172,969
+HK$8,661/mo
Deposit HK$13.17M · loan HK$30.73M · min. income ≈ HK$328,616/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,159
−HK$11,298/mo
▼ 0.25% · 3.875%
HK$185,763
−HK$5,694/mo
Today · 4.125%
HK$191,457
baseline
▲ 0.50% · 4.625%
HK$203,106
+HK$11,649/mo
Deposit HK$4.39M · loan HK$39.50M · min. income ≈ HK$382,914/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,865,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,425
−HK$10,829/mo
▼ 0.25% · 3.875%
HK$205,801
−HK$5,453/mo
Today · 4.125%
HK$211,254
baseline
▲ 0.50% · 4.625%
HK$222,389
+HK$11,135/mo
Deposit HK$4.39M · loan HK$39.50M · min. income ≈ HK$422,508/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,865,474 · Scale 2, in force from 26 Feb 2026)