LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,090
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$103,203
−HK$3,163/mo
Today · 4.125%
HK$106,366
baseline
▲ 0.50% · 4.625%
HK$112,838
+HK$6,472/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$212,732/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,349
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$114,335
−HK$3,030/mo
Today · 4.125%
HK$117,365
baseline
▲ 0.50% · 4.625%
HK$123,551
+HK$6,186/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$234,730/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,108
−HK$7,532/mo
▼ 0.25% · 3.875%
HK$123,844
−HK$3,796/mo
Today · 4.125%
HK$127,640
baseline
▲ 0.50% · 4.625%
HK$135,406
+HK$7,766/mo
Deposit HK$17.56M · loan HK$26.34M · min. income ≈ HK$255,280/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,619
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$137,202
−HK$3,636/mo
Today · 4.125%
HK$140,838
baseline
▲ 0.50% · 4.625%
HK$148,261
+HK$7,423/mo
Deposit HK$17.56M · loan HK$26.34M · min. income ≈ HK$281,676/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,126
−HK$8,787/mo
▼ 0.25% · 3.875%
HK$144,484
−HK$4,429/mo
Today · 4.125%
HK$148,913
baseline
▲ 0.50% · 4.625%
HK$157,974
+HK$9,061/mo
Deposit HK$13.17M · loan HK$30.73M · min. income ≈ HK$297,826/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,888
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$160,069
−HK$4,242/mo
Today · 4.125%
HK$164,311
baseline
▲ 0.50% · 4.625%
HK$172,972
+HK$8,661/mo
Deposit HK$13.17M · loan HK$30.73M · min. income ≈ HK$328,622/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,162
−HK$11,297/mo
▼ 0.25% · 3.875%
HK$185,766
−HK$5,693/mo
Today · 4.125%
HK$191,459
baseline
▲ 0.50% · 4.625%
HK$203,109
+HK$11,650/mo
Deposit HK$4.39M · loan HK$39.50M · min. income ≈ HK$382,918/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,865,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,428
−HK$10,828/mo
▼ 0.25% · 3.875%
HK$205,803
−HK$5,453/mo
Today · 4.125%
HK$211,256
baseline
▲ 0.50% · 4.625%
HK$222,392
+HK$11,136/mo
Deposit HK$4.39M · loan HK$39.50M · min. income ≈ HK$422,512/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$1,865,499 · Scale 2, in force from 26 Feb 2026)