LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,092
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$103,206
−HK$3,163/mo
Today · 4.125%
HK$106,369
baseline
▲ 0.50% · 4.625%
HK$112,841
+HK$6,472/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$212,738/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,352
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$114,338
−HK$3,030/mo
Today · 4.125%
HK$117,368
baseline
▲ 0.50% · 4.625%
HK$123,554
+HK$6,186/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$234,736/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,111
−HK$7,532/mo
▼ 0.25% · 3.875%
HK$123,847
−HK$3,796/mo
Today · 4.125%
HK$127,643
baseline
▲ 0.50% · 4.625%
HK$135,409
+HK$7,766/mo
Deposit HK$17.56M · loan HK$26.34M · min. income ≈ HK$255,286/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,622
−HK$7,219/mo
▼ 0.25% · 3.875%
HK$137,206
−HK$3,635/mo
Today · 4.125%
HK$140,841
baseline
▲ 0.50% · 4.625%
HK$148,265
+HK$7,424/mo
Deposit HK$17.56M · loan HK$26.34M · min. income ≈ HK$281,682/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,129
−HK$8,787/mo
▼ 0.25% · 3.875%
HK$144,488
−HK$4,428/mo
Today · 4.125%
HK$148,916
baseline
▲ 0.50% · 4.625%
HK$157,978
+HK$9,062/mo
Deposit HK$13.17M · loan HK$30.73M · min. income ≈ HK$297,832/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,892
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$160,073
−HK$4,242/mo
Today · 4.125%
HK$164,315
baseline
▲ 0.50% · 4.625%
HK$172,976
+HK$8,661/mo
Deposit HK$13.17M · loan HK$30.73M · min. income ≈ HK$328,630/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,166
−HK$11,298/mo
▼ 0.25% · 3.875%
HK$185,770
−HK$5,694/mo
Today · 4.125%
HK$191,464
baseline
▲ 0.50% · 4.625%
HK$203,114
+HK$11,650/mo
Deposit HK$4.39M · loan HK$39.51M · min. income ≈ HK$382,928/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,865,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,433
−HK$10,829/mo
▼ 0.25% · 3.875%
HK$205,808
−HK$5,454/mo
Today · 4.125%
HK$211,262
baseline
▲ 0.50% · 4.625%
HK$222,397
+HK$11,135/mo
Deposit HK$4.39M · loan HK$39.51M · min. income ≈ HK$422,524/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,865,544 · Scale 2, in force from 26 Feb 2026)