LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,097
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$103,211
−HK$3,163/mo
Today · 4.125%
HK$106,374
baseline
▲ 0.50% · 4.625%
HK$112,847
+HK$6,473/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$212,748/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,357
−HK$6,016/mo
▼ 0.25% · 3.875%
HK$114,343
−HK$3,030/mo
Today · 4.125%
HK$117,373
baseline
▲ 0.50% · 4.625%
HK$123,560
+HK$6,187/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$234,746/mo (50% DSR)
Upfront cash ≈ HK$23.81M (deposit + AVD stamp duty HK$1,865,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,116
−HK$7,533/mo
▼ 0.25% · 3.875%
HK$123,853
−HK$3,796/mo
Today · 4.125%
HK$127,649
baseline
▲ 0.50% · 4.625%
HK$135,416
+HK$7,767/mo
Deposit HK$17.56M · loan HK$26.34M · min. income ≈ HK$255,298/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,628
−HK$7,220/mo
▼ 0.25% · 3.875%
HK$137,212
−HK$3,636/mo
Today · 4.125%
HK$140,848
baseline
▲ 0.50% · 4.625%
HK$148,272
+HK$7,424/mo
Deposit HK$17.56M · loan HK$26.34M · min. income ≈ HK$281,696/mo (50% DSR)
Upfront cash ≈ HK$19.42M (deposit + AVD stamp duty HK$1,865,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,136
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$144,495
−HK$4,429/mo
Today · 4.125%
HK$148,924
baseline
▲ 0.50% · 4.625%
HK$157,985
+HK$9,061/mo
Deposit HK$13.17M · loan HK$30.73M · min. income ≈ HK$297,848/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,900
−HK$8,422/mo
▼ 0.25% · 3.875%
HK$160,081
−HK$4,241/mo
Today · 4.125%
HK$164,322
baseline
▲ 0.50% · 4.625%
HK$172,984
+HK$8,662/mo
Deposit HK$13.17M · loan HK$30.73M · min. income ≈ HK$328,644/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,865,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,175
−HK$11,298/mo
▼ 0.25% · 3.875%
HK$185,779
−HK$5,694/mo
Today · 4.125%
HK$191,473
baseline
▲ 0.50% · 4.625%
HK$203,124
+HK$11,651/mo
Deposit HK$4.39M · loan HK$39.51M · min. income ≈ HK$382,946/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,865,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,442
−HK$10,830/mo
▼ 0.25% · 3.875%
HK$205,818
−HK$5,454/mo
Today · 4.125%
HK$211,272
baseline
▲ 0.50% · 4.625%
HK$222,408
+HK$11,136/mo
Deposit HK$4.39M · loan HK$39.51M · min. income ≈ HK$422,544/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,865,633 · Scale 2, in force from 26 Feb 2026)