LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,108
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$103,222
−HK$3,163/mo
Today · 4.125%
HK$106,385
baseline
▲ 0.50% · 4.625%
HK$112,859
+HK$6,474/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$212,770/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,865,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,369
−HK$6,017/mo
▼ 0.25% · 3.875%
HK$114,356
−HK$3,030/mo
Today · 4.125%
HK$117,386
baseline
▲ 0.50% · 4.625%
HK$123,573
+HK$6,187/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$234,772/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,865,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,129
−HK$7,533/mo
▼ 0.25% · 3.875%
HK$123,866
−HK$3,796/mo
Today · 4.125%
HK$127,662
baseline
▲ 0.50% · 4.625%
HK$135,430
+HK$7,768/mo
Deposit HK$17.56M · loan HK$26.34M · min. income ≈ HK$255,324/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,865,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,643
−HK$7,220/mo
▼ 0.25% · 3.875%
HK$137,227
−HK$3,636/mo
Today · 4.125%
HK$140,863
baseline
▲ 0.50% · 4.625%
HK$148,288
+HK$7,425/mo
Deposit HK$17.56M · loan HK$26.34M · min. income ≈ HK$281,726/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,865,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,151
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$144,510
−HK$4,430/mo
Today · 4.125%
HK$148,940
baseline
▲ 0.50% · 4.625%
HK$158,002
+HK$9,062/mo
Deposit HK$13.17M · loan HK$30.73M · min. income ≈ HK$297,880/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,865,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,916
−HK$8,424/mo
▼ 0.25% · 3.875%
HK$160,098
−HK$4,242/mo
Today · 4.125%
HK$164,340
baseline
▲ 0.50% · 4.625%
HK$173,003
+HK$8,663/mo
Deposit HK$13.17M · loan HK$30.73M · min. income ≈ HK$328,680/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,865,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,194
−HK$11,300/mo
▼ 0.25% · 3.875%
HK$185,799
−HK$5,695/mo
Today · 4.125%
HK$191,494
baseline
▲ 0.50% · 4.625%
HK$203,146
+HK$11,652/mo
Deposit HK$4.39M · loan HK$39.51M · min. income ≈ HK$382,988/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,865,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,464
−HK$10,830/mo
▼ 0.25% · 3.875%
HK$205,840
−HK$5,454/mo
Today · 4.125%
HK$211,294
baseline
▲ 0.50% · 4.625%
HK$222,432
+HK$11,138/mo
Deposit HK$4.39M · loan HK$39.51M · min. income ≈ HK$422,588/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,865,834 · Scale 2, in force from 26 Feb 2026)