LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,124
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$103,239
−HK$3,164/mo
Today · 4.125%
HK$106,403
baseline
▲ 0.50% · 4.625%
HK$112,877
+HK$6,474/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$212,806/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,866,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,387
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$114,374
−HK$3,031/mo
Today · 4.125%
HK$117,405
baseline
▲ 0.50% · 4.625%
HK$123,594
+HK$6,189/mo
Deposit HK$21.95M · loan HK$21.95M · min. income ≈ HK$234,810/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,866,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,149
−HK$7,534/mo
▼ 0.25% · 3.875%
HK$123,886
−HK$3,797/mo
Today · 4.125%
HK$127,683
baseline
▲ 0.50% · 4.625%
HK$135,453
+HK$7,770/mo
Deposit HK$17.56M · loan HK$26.35M · min. income ≈ HK$255,366/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,866,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,664
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$137,249
−HK$3,637/mo
Today · 4.125%
HK$140,886
baseline
▲ 0.50% · 4.625%
HK$148,312
+HK$7,426/mo
Deposit HK$17.56M · loan HK$26.35M · min. income ≈ HK$281,772/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,866,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,174
−HK$8,790/mo
▼ 0.25% · 3.875%
HK$144,534
−HK$4,430/mo
Today · 4.125%
HK$148,964
baseline
▲ 0.50% · 4.625%
HK$158,028
+HK$9,064/mo
Deposit HK$13.17M · loan HK$30.74M · min. income ≈ HK$297,928/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,942
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$160,124
−HK$4,243/mo
Today · 4.125%
HK$164,367
baseline
▲ 0.50% · 4.625%
HK$173,031
+HK$8,664/mo
Deposit HK$13.17M · loan HK$30.74M · min. income ≈ HK$328,734/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,223
−HK$11,302/mo
▼ 0.25% · 3.875%
HK$185,829
−HK$5,696/mo
Today · 4.125%
HK$191,525
baseline
▲ 0.50% · 4.625%
HK$203,179
+HK$11,654/mo
Deposit HK$4.39M · loan HK$39.52M · min. income ≈ HK$383,050/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,497
−HK$10,832/mo
▼ 0.25% · 3.875%
HK$205,874
−HK$5,455/mo
Today · 4.125%
HK$211,329
baseline
▲ 0.50% · 4.625%
HK$222,468
+HK$11,139/mo
Deposit HK$4.39M · loan HK$39.52M · min. income ≈ HK$422,658/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,139 · Scale 2, in force from 26 Feb 2026)