LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,129
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$103,243
−HK$3,165/mo
Today · 4.125%
HK$106,408
baseline
▲ 0.50% · 4.625%
HK$112,882
+HK$6,474/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$212,816/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,866,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,392
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$114,380
−HK$3,030/mo
Today · 4.125%
HK$117,410
baseline
▲ 0.50% · 4.625%
HK$123,599
+HK$6,189/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$234,820/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,866,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,154
−HK$7,535/mo
▼ 0.25% · 3.875%
HK$123,892
−HK$3,797/mo
Today · 4.125%
HK$127,689
baseline
▲ 0.50% · 4.625%
HK$135,459
+HK$7,770/mo
Deposit HK$17.56M · loan HK$26.35M · min. income ≈ HK$255,378/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,866,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,671
−HK$7,221/mo
▼ 0.25% · 3.875%
HK$137,256
−HK$3,636/mo
Today · 4.125%
HK$140,892
baseline
▲ 0.50% · 4.625%
HK$148,319
+HK$7,427/mo
Deposit HK$17.56M · loan HK$26.35M · min. income ≈ HK$281,784/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,866,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,180
−HK$8,791/mo
▼ 0.25% · 3.875%
HK$144,541
−HK$4,430/mo
Today · 4.125%
HK$148,971
baseline
▲ 0.50% · 4.625%
HK$158,035
+HK$9,064/mo
Deposit HK$13.17M · loan HK$30.74M · min. income ≈ HK$297,942/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,949
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$160,131
−HK$4,243/mo
Today · 4.125%
HK$164,374
baseline
▲ 0.50% · 4.625%
HK$173,039
+HK$8,665/mo
Deposit HK$13.17M · loan HK$30.74M · min. income ≈ HK$328,748/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,232
−HK$11,302/mo
▼ 0.25% · 3.875%
HK$185,838
−HK$5,696/mo
Today · 4.125%
HK$191,534
baseline
▲ 0.50% · 4.625%
HK$203,188
+HK$11,654/mo
Deposit HK$4.39M · loan HK$39.52M · min. income ≈ HK$383,068/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,506
−HK$10,833/mo
▼ 0.25% · 3.875%
HK$205,883
−HK$5,456/mo
Today · 4.125%
HK$211,339
baseline
▲ 0.50% · 4.625%
HK$222,478
+HK$11,139/mo
Deposit HK$4.39M · loan HK$39.52M · min. income ≈ HK$422,678/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,224 · Scale 2, in force from 26 Feb 2026)