LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,135
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$103,250
−HK$3,164/mo
Today · 4.125%
HK$106,414
baseline
▲ 0.50% · 4.625%
HK$112,889
+HK$6,475/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$212,828/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,866,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,399
−HK$6,018/mo
▼ 0.25% · 3.875%
HK$114,387
−HK$3,030/mo
Today · 4.125%
HK$117,417
baseline
▲ 0.50% · 4.625%
HK$123,607
+HK$6,190/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$234,834/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,866,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,162
−HK$7,535/mo
▼ 0.25% · 3.875%
HK$123,899
−HK$3,798/mo
Today · 4.125%
HK$127,697
baseline
▲ 0.50% · 4.625%
HK$135,467
+HK$7,770/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$255,394/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,866,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,679
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$137,264
−HK$3,637/mo
Today · 4.125%
HK$140,901
baseline
▲ 0.50% · 4.625%
HK$148,328
+HK$7,427/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$281,802/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,866,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,189
−HK$8,791/mo
▼ 0.25% · 3.875%
HK$144,549
−HK$4,431/mo
Today · 4.125%
HK$148,980
baseline
▲ 0.50% · 4.625%
HK$158,045
+HK$9,065/mo
Deposit HK$13.17M · loan HK$30.74M · min. income ≈ HK$297,960/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,958
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$160,141
−HK$4,243/mo
Today · 4.125%
HK$164,384
baseline
▲ 0.50% · 4.625%
HK$173,049
+HK$8,665/mo
Deposit HK$13.17M · loan HK$30.74M · min. income ≈ HK$328,768/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,243
−HK$11,302/mo
▼ 0.25% · 3.875%
HK$185,849
−HK$5,696/mo
Today · 4.125%
HK$191,545
baseline
▲ 0.50% · 4.625%
HK$203,200
+HK$11,655/mo
Deposit HK$4.39M · loan HK$39.52M · min. income ≈ HK$383,090/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,518
−HK$10,833/mo
▼ 0.25% · 3.875%
HK$205,896
−HK$5,455/mo
Today · 4.125%
HK$211,351
baseline
▲ 0.50% · 4.625%
HK$222,492
+HK$11,141/mo
Deposit HK$4.39M · loan HK$39.52M · min. income ≈ HK$422,702/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,337 · Scale 2, in force from 26 Feb 2026)