LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,138
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$103,253
−HK$3,164/mo
Today · 4.125%
HK$106,417
baseline
▲ 0.50% · 4.625%
HK$112,893
+HK$6,476/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$212,834/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,866,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,402
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$114,390
−HK$3,031/mo
Today · 4.125%
HK$117,421
baseline
▲ 0.50% · 4.625%
HK$123,610
+HK$6,189/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$234,842/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,866,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,165
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$123,903
−HK$3,798/mo
Today · 4.125%
HK$127,701
baseline
▲ 0.50% · 4.625%
HK$135,471
+HK$7,770/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$255,402/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,866,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,683
−HK$7,222/mo
▼ 0.25% · 3.875%
HK$137,268
−HK$3,637/mo
Today · 4.125%
HK$140,905
baseline
▲ 0.50% · 4.625%
HK$148,333
+HK$7,428/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$281,810/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,866,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,193
−HK$8,791/mo
▼ 0.25% · 3.875%
HK$144,554
−HK$4,430/mo
Today · 4.125%
HK$148,984
baseline
▲ 0.50% · 4.625%
HK$158,050
+HK$9,066/mo
Deposit HK$13.17M · loan HK$30.74M · min. income ≈ HK$297,968/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,963
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$160,146
−HK$4,243/mo
Today · 4.125%
HK$164,389
baseline
▲ 0.50% · 4.625%
HK$173,055
+HK$8,666/mo
Deposit HK$13.17M · loan HK$30.74M · min. income ≈ HK$328,778/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,248
−HK$11,303/mo
▼ 0.25% · 3.875%
HK$185,855
−HK$5,696/mo
Today · 4.125%
HK$191,551
baseline
▲ 0.50% · 4.625%
HK$203,207
+HK$11,656/mo
Deposit HK$4.39M · loan HK$39.52M · min. income ≈ HK$383,102/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,524
−HK$10,834/mo
▼ 0.25% · 3.875%
HK$205,902
−HK$5,456/mo
Today · 4.125%
HK$211,358
baseline
▲ 0.50% · 4.625%
HK$222,499
+HK$11,141/mo
Deposit HK$4.39M · loan HK$39.52M · min. income ≈ HK$422,716/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,395 · Scale 2, in force from 26 Feb 2026)