LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,141
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$103,256
−HK$3,165/mo
Today · 4.125%
HK$106,421
baseline
▲ 0.50% · 4.625%
HK$112,896
+HK$6,475/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$212,842/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,866,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,406
−HK$6,019/mo
▼ 0.25% · 3.875%
HK$114,394
−HK$3,031/mo
Today · 4.125%
HK$117,425
baseline
▲ 0.50% · 4.625%
HK$123,615
+HK$6,190/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$234,850/mo (50% DSR)
Upfront cash ≈ HK$23.82M (deposit + AVD stamp duty HK$1,866,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,169
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$123,907
−HK$3,798/mo
Today · 4.125%
HK$127,705
baseline
▲ 0.50% · 4.625%
HK$135,476
+HK$7,771/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$255,410/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,866,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,687
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$137,273
−HK$3,637/mo
Today · 4.125%
HK$140,910
baseline
▲ 0.50% · 4.625%
HK$148,338
+HK$7,428/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$281,820/mo (50% DSR)
Upfront cash ≈ HK$19.43M (deposit + AVD stamp duty HK$1,866,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,198
−HK$8,791/mo
▼ 0.25% · 3.875%
HK$144,559
−HK$4,430/mo
Today · 4.125%
HK$148,989
baseline
▲ 0.50% · 4.625%
HK$158,055
+HK$9,066/mo
Deposit HK$13.17M · loan HK$30.74M · min. income ≈ HK$297,978/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,968
−HK$8,427/mo
▼ 0.25% · 3.875%
HK$160,151
−HK$4,244/mo
Today · 4.125%
HK$164,395
baseline
▲ 0.50% · 4.625%
HK$173,060
+HK$8,665/mo
Deposit HK$13.17M · loan HK$30.74M · min. income ≈ HK$328,790/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,254
−HK$11,304/mo
▼ 0.25% · 3.875%
HK$185,861
−HK$5,697/mo
Today · 4.125%
HK$191,558
baseline
▲ 0.50% · 4.625%
HK$203,213
+HK$11,655/mo
Deposit HK$4.39M · loan HK$39.52M · min. income ≈ HK$383,116/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,531
−HK$10,834/mo
▼ 0.25% · 3.875%
HK$205,909
−HK$5,456/mo
Today · 4.125%
HK$211,365
baseline
▲ 0.50% · 4.625%
HK$222,506
+HK$11,141/mo
Deposit HK$4.39M · loan HK$39.52M · min. income ≈ HK$422,730/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,457 · Scale 2, in force from 26 Feb 2026)