LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,153
−HK$6,281/mo
▼ 0.25% · 3.875%
HK$103,269
−HK$3,165/mo
Today · 4.125%
HK$106,434
baseline
▲ 0.50% · 4.625%
HK$112,910
+HK$6,476/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$212,868/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$1,866,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,419
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$114,408
−HK$3,031/mo
Today · 4.125%
HK$117,439
baseline
▲ 0.50% · 4.625%
HK$123,629
+HK$6,190/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$234,878/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$1,866,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,184
−HK$7,536/mo
▼ 0.25% · 3.875%
HK$123,922
−HK$3,798/mo
Today · 4.125%
HK$127,720
baseline
▲ 0.50% · 4.625%
HK$135,492
+HK$7,772/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$255,440/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,866,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,703
−HK$7,224/mo
▼ 0.25% · 3.875%
HK$137,289
−HK$3,638/mo
Today · 4.125%
HK$140,927
baseline
▲ 0.50% · 4.625%
HK$148,355
+HK$7,428/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$281,854/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,866,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,214
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$144,576
−HK$4,431/mo
Today · 4.125%
HK$149,007
baseline
▲ 0.50% · 4.625%
HK$158,074
+HK$9,067/mo
Deposit HK$13.18M · loan HK$30.75M · min. income ≈ HK$298,014/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,987
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$160,171
−HK$4,244/mo
Today · 4.125%
HK$164,415
baseline
▲ 0.50% · 4.625%
HK$173,081
+HK$8,666/mo
Deposit HK$13.18M · loan HK$30.75M · min. income ≈ HK$328,830/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,276
−HK$11,305/mo
▼ 0.25% · 3.875%
HK$185,883
−HK$5,698/mo
Today · 4.125%
HK$191,581
baseline
▲ 0.50% · 4.625%
HK$203,238
+HK$11,657/mo
Deposit HK$4.39M · loan HK$39.53M · min. income ≈ HK$383,162/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,555
−HK$10,835/mo
▼ 0.25% · 3.875%
HK$205,934
−HK$5,456/mo
Today · 4.125%
HK$211,390
baseline
▲ 0.50% · 4.625%
HK$222,533
+HK$11,143/mo
Deposit HK$4.39M · loan HK$39.53M · min. income ≈ HK$422,780/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,681 · Scale 2, in force from 26 Feb 2026)