LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,155
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$103,270
−HK$3,165/mo
Today · 4.125%
HK$106,435
baseline
▲ 0.50% · 4.625%
HK$112,912
+HK$6,477/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$212,870/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$1,866,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,421
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$114,410
−HK$3,031/mo
Today · 4.125%
HK$117,441
baseline
▲ 0.50% · 4.625%
HK$123,632
+HK$6,191/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$234,882/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$1,866,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,186
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$123,924
−HK$3,799/mo
Today · 4.125%
HK$127,723
baseline
▲ 0.50% · 4.625%
HK$135,494
+HK$7,771/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$255,446/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,866,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,706
−HK$7,223/mo
▼ 0.25% · 3.875%
HK$137,291
−HK$3,638/mo
Today · 4.125%
HK$140,929
baseline
▲ 0.50% · 4.625%
HK$148,358
+HK$7,429/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$281,858/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,866,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,217
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$144,578
−HK$4,432/mo
Today · 4.125%
HK$149,010
baseline
▲ 0.50% · 4.625%
HK$158,077
+HK$9,067/mo
Deposit HK$13.18M · loan HK$30.75M · min. income ≈ HK$298,020/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,990
−HK$8,427/mo
▼ 0.25% · 3.875%
HK$160,173
−HK$4,244/mo
Today · 4.125%
HK$164,417
baseline
▲ 0.50% · 4.625%
HK$173,084
+HK$8,667/mo
Deposit HK$13.18M · loan HK$30.75M · min. income ≈ HK$328,834/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,279
−HK$11,305/mo
▼ 0.25% · 3.875%
HK$185,886
−HK$5,698/mo
Today · 4.125%
HK$191,584
baseline
▲ 0.50% · 4.625%
HK$203,241
+HK$11,657/mo
Deposit HK$4.39M · loan HK$39.53M · min. income ≈ HK$383,168/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,558
−HK$10,836/mo
▼ 0.25% · 3.875%
HK$205,937
−HK$5,457/mo
Today · 4.125%
HK$211,394
baseline
▲ 0.50% · 4.625%
HK$222,537
+HK$11,143/mo
Deposit HK$4.39M · loan HK$39.53M · min. income ≈ HK$422,788/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,713 · Scale 2, in force from 26 Feb 2026)