LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,157
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$103,272
−HK$3,165/mo
Today · 4.125%
HK$106,437
baseline
▲ 0.50% · 4.625%
HK$112,914
+HK$6,477/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$212,874/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$1,866,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,423
−HK$6,020/mo
▼ 0.25% · 3.875%
HK$114,412
−HK$3,031/mo
Today · 4.125%
HK$117,443
baseline
▲ 0.50% · 4.625%
HK$123,634
+HK$6,191/mo
Deposit HK$21.96M · loan HK$21.96M · min. income ≈ HK$234,886/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$1,866,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,188
−HK$7,537/mo
▼ 0.25% · 3.875%
HK$123,927
−HK$3,798/mo
Today · 4.125%
HK$127,725
baseline
▲ 0.50% · 4.625%
HK$135,497
+HK$7,772/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$255,450/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,866,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,708
−HK$7,224/mo
▼ 0.25% · 3.875%
HK$137,294
−HK$3,638/mo
Today · 4.125%
HK$140,932
baseline
▲ 0.50% · 4.625%
HK$148,361
+HK$7,429/mo
Deposit HK$17.57M · loan HK$26.35M · min. income ≈ HK$281,864/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,866,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,219
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$144,581
−HK$4,431/mo
Today · 4.125%
HK$149,012
baseline
▲ 0.50% · 4.625%
HK$158,080
+HK$9,068/mo
Deposit HK$13.18M · loan HK$30.75M · min. income ≈ HK$298,024/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,993
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$160,176
−HK$4,245/mo
Today · 4.125%
HK$164,421
baseline
▲ 0.50% · 4.625%
HK$173,087
+HK$8,666/mo
Deposit HK$13.18M · loan HK$30.75M · min. income ≈ HK$328,842/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,866,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,282
−HK$11,305/mo
▼ 0.25% · 3.875%
HK$185,890
−HK$5,697/mo
Today · 4.125%
HK$191,587
baseline
▲ 0.50% · 4.625%
HK$203,245
+HK$11,658/mo
Deposit HK$4.39M · loan HK$39.53M · min. income ≈ HK$383,174/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,562
−HK$10,836/mo
▼ 0.25% · 3.875%
HK$205,941
−HK$5,457/mo
Today · 4.125%
HK$211,398
baseline
▲ 0.50% · 4.625%
HK$222,541
+HK$11,143/mo
Deposit HK$4.39M · loan HK$39.53M · min. income ≈ HK$422,796/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,866,748 · Scale 2, in force from 26 Feb 2026)