LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,183
−HK$6,282/mo
▼ 0.25% · 3.875%
HK$103,299
−HK$3,166/mo
Today · 4.125%
HK$106,465
baseline
▲ 0.50% · 4.625%
HK$112,943
+HK$6,478/mo
Deposit HK$21.97M · loan HK$21.97M · min. income ≈ HK$212,930/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$1,867,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,453
−HK$6,021/mo
▼ 0.25% · 3.875%
HK$114,442
−HK$3,032/mo
Today · 4.125%
HK$117,474
baseline
▲ 0.50% · 4.625%
HK$123,666
+HK$6,192/mo
Deposit HK$21.97M · loan HK$21.97M · min. income ≈ HK$234,948/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$1,867,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,220
−HK$7,538/mo
▼ 0.25% · 3.875%
HK$123,959
−HK$3,799/mo
Today · 4.125%
HK$127,758
baseline
▲ 0.50% · 4.625%
HK$135,532
+HK$7,774/mo
Deposit HK$17.57M · loan HK$26.36M · min. income ≈ HK$255,516/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,867,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,743
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$137,330
−HK$3,639/mo
Today · 4.125%
HK$140,969
baseline
▲ 0.50% · 4.625%
HK$148,399
+HK$7,430/mo
Deposit HK$17.57M · loan HK$26.36M · min. income ≈ HK$281,938/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,867,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,256
−HK$8,795/mo
▼ 0.25% · 3.875%
HK$144,619
−HK$4,432/mo
Today · 4.125%
HK$149,051
baseline
▲ 0.50% · 4.625%
HK$158,121
+HK$9,070/mo
Deposit HK$13.18M · loan HK$30.75M · min. income ≈ HK$298,102/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,867,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,034
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$160,218
−HK$4,246/mo
Today · 4.125%
HK$164,464
baseline
▲ 0.50% · 4.625%
HK$173,133
+HK$8,669/mo
Deposit HK$13.18M · loan HK$30.75M · min. income ≈ HK$328,928/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,867,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,329
−HK$11,309/mo
▼ 0.25% · 3.875%
HK$185,939
−HK$5,699/mo
Today · 4.125%
HK$191,638
baseline
▲ 0.50% · 4.625%
HK$203,298
+HK$11,660/mo
Deposit HK$4.39M · loan HK$39.54M · min. income ≈ HK$383,276/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,867,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,615
−HK$10,838/mo
▼ 0.25% · 3.875%
HK$205,995
−HK$5,458/mo
Today · 4.125%
HK$211,453
baseline
▲ 0.50% · 4.625%
HK$222,599
+HK$11,146/mo
Deposit HK$4.39M · loan HK$39.54M · min. income ≈ HK$422,906/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,867,236 · Scale 2, in force from 26 Feb 2026)