LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,018
−HK$629/mo
▼ 0.25% · 3.875%
HK$10,330
−HK$317/mo
Today · 4.125%
HK$10,647
baseline
▲ 0.50% · 4.625%
HK$11,294
+HK$647/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,294/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,145
−HK$603/mo
▼ 0.25% · 3.875%
HK$11,444
−HK$304/mo
Today · 4.125%
HK$11,748
baseline
▲ 0.50% · 4.625%
HK$12,367
+HK$619/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,496/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,022
−HK$754/mo
▼ 0.25% · 3.875%
HK$12,396
−HK$380/mo
Today · 4.125%
HK$12,776
baseline
▲ 0.50% · 4.625%
HK$13,553
+HK$777/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$25,552/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,374
−HK$723/mo
▼ 0.25% · 3.875%
HK$13,733
−HK$364/mo
Today · 4.125%
HK$14,097
baseline
▲ 0.50% · 4.625%
HK$14,840
+HK$743/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$28,194/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,026
−HK$879/mo
▼ 0.25% · 3.875%
HK$14,462
−HK$443/mo
Today · 4.125%
HK$14,905
baseline
▲ 0.50% · 4.625%
HK$15,812
+HK$907/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$29,810/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,604
−HK$843/mo
▼ 0.25% · 3.875%
HK$16,022
−HK$425/mo
Today · 4.125%
HK$16,447
baseline
▲ 0.50% · 4.625%
HK$17,313
+HK$866/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$32,894/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,033
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,594
−HK$570/mo
Today · 4.125%
HK$19,164
baseline
▲ 0.50% · 4.625%
HK$20,330
+HK$1,166/mo
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$38,328/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,062
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,600
−HK$546/mo
Today · 4.125%
HK$21,146
baseline
▲ 0.50% · 4.625%
HK$22,260
+HK$1,114/mo
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$42,292/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,904 · Scale 2, in force from 26 Feb 2026)