LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,192
−HK$6,283/mo
▼ 0.25% · 3.875%
HK$103,308
−HK$3,167/mo
Today · 4.125%
HK$106,475
baseline
▲ 0.50% · 4.625%
HK$112,953
+HK$6,478/mo
Deposit HK$21.97M · loan HK$21.97M · min. income ≈ HK$212,950/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$1,867,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,462
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$114,452
−HK$3,032/mo
Today · 4.125%
HK$117,484
baseline
▲ 0.50% · 4.625%
HK$123,677
+HK$6,193/mo
Deposit HK$21.97M · loan HK$21.97M · min. income ≈ HK$234,968/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$1,867,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,230
−HK$7,539/mo
▼ 0.25% · 3.875%
HK$123,970
−HK$3,799/mo
Today · 4.125%
HK$127,769
baseline
▲ 0.50% · 4.625%
HK$135,544
+HK$7,775/mo
Deposit HK$17.58M · loan HK$26.36M · min. income ≈ HK$255,538/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,867,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,755
−HK$7,226/mo
▼ 0.25% · 3.875%
HK$137,342
−HK$3,639/mo
Today · 4.125%
HK$140,981
baseline
▲ 0.50% · 4.625%
HK$148,412
+HK$7,431/mo
Deposit HK$17.58M · loan HK$26.36M · min. income ≈ HK$281,962/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,867,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,268
−HK$8,796/mo
▼ 0.25% · 3.875%
HK$144,631
−HK$4,433/mo
Today · 4.125%
HK$149,064
baseline
▲ 0.50% · 4.625%
HK$158,135
+HK$9,071/mo
Deposit HK$13.18M · loan HK$30.76M · min. income ≈ HK$298,128/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,867,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,047
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$160,232
−HK$4,246/mo
Today · 4.125%
HK$164,478
baseline
▲ 0.50% · 4.625%
HK$173,148
+HK$8,670/mo
Deposit HK$13.18M · loan HK$30.76M · min. income ≈ HK$328,956/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,867,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,345
−HK$11,309/mo
▼ 0.25% · 3.875%
HK$185,955
−HK$5,699/mo
Today · 4.125%
HK$191,654
baseline
▲ 0.50% · 4.625%
HK$203,316
+HK$11,662/mo
Deposit HK$4.39M · loan HK$39.54M · min. income ≈ HK$383,308/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,867,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,632
−HK$10,839/mo
▼ 0.25% · 3.875%
HK$206,013
−HK$5,458/mo
Today · 4.125%
HK$211,471
baseline
▲ 0.50% · 4.625%
HK$222,618
+HK$11,147/mo
Deposit HK$4.39M · loan HK$39.54M · min. income ≈ HK$422,942/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,867,398 · Scale 2, in force from 26 Feb 2026)