LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,195
−HK$6,283/mo
▼ 0.25% · 3.875%
HK$103,311
−HK$3,167/mo
Today · 4.125%
HK$106,478
baseline
▲ 0.50% · 4.625%
HK$112,956
+HK$6,478/mo
Deposit HK$21.97M · loan HK$21.97M · min. income ≈ HK$212,956/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$1,867,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,465
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$114,455
−HK$3,033/mo
Today · 4.125%
HK$117,488
baseline
▲ 0.50% · 4.625%
HK$123,680
+HK$6,192/mo
Deposit HK$21.97M · loan HK$21.97M · min. income ≈ HK$234,976/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$1,867,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,233
−HK$7,540/mo
▼ 0.25% · 3.875%
HK$123,973
−HK$3,800/mo
Today · 4.125%
HK$127,773
baseline
▲ 0.50% · 4.625%
HK$135,548
+HK$7,775/mo
Deposit HK$17.58M · loan HK$26.36M · min. income ≈ HK$255,546/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,867,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,758
−HK$7,227/mo
▼ 0.25% · 3.875%
HK$137,346
−HK$3,639/mo
Today · 4.125%
HK$140,985
baseline
▲ 0.50% · 4.625%
HK$148,417
+HK$7,432/mo
Deposit HK$17.58M · loan HK$26.36M · min. income ≈ HK$281,970/mo (50% DSR)
Upfront cash ≈ HK$19.44M (deposit + AVD stamp duty HK$1,867,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,272
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$144,636
−HK$4,433/mo
Today · 4.125%
HK$149,069
baseline
▲ 0.50% · 4.625%
HK$158,139
+HK$9,070/mo
Deposit HK$13.18M · loan HK$30.76M · min. income ≈ HK$298,138/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,867,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,052
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$160,237
−HK$4,246/mo
Today · 4.125%
HK$164,483
baseline
▲ 0.50% · 4.625%
HK$173,153
+HK$8,670/mo
Deposit HK$13.18M · loan HK$30.76M · min. income ≈ HK$328,966/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,867,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,350
−HK$11,310/mo
▼ 0.25% · 3.875%
HK$185,960
−HK$5,700/mo
Today · 4.125%
HK$191,660
baseline
▲ 0.50% · 4.625%
HK$203,322
+HK$11,662/mo
Deposit HK$4.39M · loan HK$39.55M · min. income ≈ HK$383,320/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,867,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,638
−HK$10,840/mo
▼ 0.25% · 3.875%
HK$206,019
−HK$5,459/mo
Today · 4.125%
HK$211,478
baseline
▲ 0.50% · 4.625%
HK$222,625
+HK$11,147/mo
Deposit HK$4.39M · loan HK$39.55M · min. income ≈ HK$422,956/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,867,451 · Scale 2, in force from 26 Feb 2026)