LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,021
−HK$628/mo
▼ 0.25% · 3.875%
HK$10,332
−HK$317/mo
Today · 4.125%
HK$10,649
baseline
▲ 0.50% · 4.625%
HK$11,297
+HK$648/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,298/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,148
−HK$602/mo
▼ 0.25% · 3.875%
HK$11,447
−HK$303/mo
Today · 4.125%
HK$11,750
baseline
▲ 0.50% · 4.625%
HK$12,370
+HK$620/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,500/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,025
−HK$754/mo
▼ 0.25% · 3.875%
HK$12,399
−HK$380/mo
Today · 4.125%
HK$12,779
baseline
▲ 0.50% · 4.625%
HK$13,557
+HK$778/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$25,558/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,378
−HK$722/mo
▼ 0.25% · 3.875%
HK$13,736
−HK$364/mo
Today · 4.125%
HK$14,100
baseline
▲ 0.50% · 4.625%
HK$14,844
+HK$744/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$28,200/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,029
−HK$880/mo
▼ 0.25% · 3.875%
HK$14,465
−HK$444/mo
Today · 4.125%
HK$14,909
baseline
▲ 0.50% · 4.625%
HK$15,816
+HK$907/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$29,818/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,607
−HK$843/mo
▼ 0.25% · 3.875%
HK$16,026
−HK$424/mo
Today · 4.125%
HK$16,450
baseline
▲ 0.50% · 4.625%
HK$17,318
+HK$868/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$32,900/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,037
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,598
−HK$570/mo
Today · 4.125%
HK$19,168
baseline
▲ 0.50% · 4.625%
HK$20,335
+HK$1,167/mo
Deposit HK$439K · loan HK$3.96M · min. income ≈ HK$38,336/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,066
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,605
−HK$546/mo
Today · 4.125%
HK$21,151
baseline
▲ 0.50% · 4.625%
HK$22,265
+HK$1,114/mo
Deposit HK$439K · loan HK$3.96M · min. income ≈ HK$42,302/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,919 · Scale 2, in force from 26 Feb 2026)