LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,221
−HK$6,285/mo
▼ 0.25% · 3.875%
HK$103,339
−HK$3,167/mo
Today · 4.125%
HK$106,506
baseline
▲ 0.50% · 4.625%
HK$112,987
+HK$6,481/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$213,012/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$1,867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,495
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$114,486
−HK$3,033/mo
Today · 4.125%
HK$117,519
baseline
▲ 0.50% · 4.625%
HK$123,714
+HK$6,195/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$235,038/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$1,867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,266
−HK$7,541/mo
▼ 0.25% · 3.875%
HK$124,007
−HK$3,800/mo
Today · 4.125%
HK$127,807
baseline
▲ 0.50% · 4.625%
HK$135,584
+HK$7,777/mo
Deposit HK$17.58M · loan HK$26.37M · min. income ≈ HK$255,614/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,794
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$137,383
−HK$3,640/mo
Today · 4.125%
HK$141,023
baseline
▲ 0.50% · 4.625%
HK$148,456
+HK$7,433/mo
Deposit HK$17.58M · loan HK$26.37M · min. income ≈ HK$282,046/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,310
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$144,674
−HK$4,435/mo
Today · 4.125%
HK$149,109
baseline
▲ 0.50% · 4.625%
HK$158,181
+HK$9,072/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$298,218/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,093
−HK$8,434/mo
▼ 0.25% · 3.875%
HK$160,280
−HK$4,247/mo
Today · 4.125%
HK$164,527
baseline
▲ 0.50% · 4.625%
HK$173,199
+HK$8,672/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$329,054/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,398
−HK$11,313/mo
▼ 0.25% · 3.875%
HK$186,010
−HK$5,701/mo
Today · 4.125%
HK$191,711
baseline
▲ 0.50% · 4.625%
HK$203,376
+HK$11,665/mo
Deposit HK$4.40M · loan HK$39.56M · min. income ≈ HK$383,422/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,867,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,691
−HK$10,843/mo
▼ 0.25% · 3.875%
HK$206,074
−HK$5,460/mo
Today · 4.125%
HK$211,534
baseline
▲ 0.50% · 4.625%
HK$222,684
+HK$11,150/mo
Deposit HK$4.40M · loan HK$39.56M · min. income ≈ HK$423,068/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,867,952 · Scale 2, in force from 26 Feb 2026)