LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,223
−HK$6,284/mo
▼ 0.25% · 3.875%
HK$103,340
−HK$3,167/mo
Today · 4.125%
HK$106,507
baseline
▲ 0.50% · 4.625%
HK$112,988
+HK$6,481/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$213,014/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$1,867,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,497
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$114,487
−HK$3,033/mo
Today · 4.125%
HK$117,520
baseline
▲ 0.50% · 4.625%
HK$123,715
+HK$6,195/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$235,040/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$1,867,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,267
−HK$7,542/mo
▼ 0.25% · 3.875%
HK$124,008
−HK$3,801/mo
Today · 4.125%
HK$127,809
baseline
▲ 0.50% · 4.625%
HK$135,586
+HK$7,777/mo
Deposit HK$17.58M · loan HK$26.37M · min. income ≈ HK$255,618/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,867,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,796
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$137,384
−HK$3,641/mo
Today · 4.125%
HK$141,025
baseline
▲ 0.50% · 4.625%
HK$148,458
+HK$7,433/mo
Deposit HK$17.58M · loan HK$26.37M · min. income ≈ HK$282,050/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,867,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,312
−HK$8,798/mo
▼ 0.25% · 3.875%
HK$144,676
−HK$4,434/mo
Today · 4.125%
HK$149,110
baseline
▲ 0.50% · 4.625%
HK$158,183
+HK$9,073/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$298,220/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,867,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,095
−HK$8,434/mo
▼ 0.25% · 3.875%
HK$160,282
−HK$4,247/mo
Today · 4.125%
HK$164,529
baseline
▲ 0.50% · 4.625%
HK$173,201
+HK$8,672/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$329,058/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,867,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,401
−HK$11,312/mo
▼ 0.25% · 3.875%
HK$186,012
−HK$5,701/mo
Today · 4.125%
HK$191,713
baseline
▲ 0.50% · 4.625%
HK$203,379
+HK$11,666/mo
Deposit HK$4.40M · loan HK$39.56M · min. income ≈ HK$383,426/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,867,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,694
−HK$10,843/mo
▼ 0.25% · 3.875%
HK$206,077
−HK$5,460/mo
Today · 4.125%
HK$211,537
baseline
▲ 0.50% · 4.625%
HK$222,687
+HK$11,150/mo
Deposit HK$4.40M · loan HK$39.56M · min. income ≈ HK$423,074/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,867,975 · Scale 2, in force from 26 Feb 2026)