LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,023
−HK$628/mo
▼ 0.25% · 3.875%
HK$10,334
−HK$317/mo
Today · 4.125%
HK$10,651
baseline
▲ 0.50% · 4.625%
HK$11,299
+HK$648/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,302/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,150
−HK$603/mo
▼ 0.25% · 3.875%
HK$11,449
−HK$304/mo
Today · 4.125%
HK$11,753
baseline
▲ 0.50% · 4.625%
HK$12,372
+HK$619/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,506/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$65,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,027
−HK$754/mo
▼ 0.25% · 3.875%
HK$12,401
−HK$380/mo
Today · 4.125%
HK$12,781
baseline
▲ 0.50% · 4.625%
HK$13,559
+HK$778/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$25,562/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,380
−HK$723/mo
▼ 0.25% · 3.875%
HK$13,739
−HK$364/mo
Today · 4.125%
HK$14,103
baseline
▲ 0.50% · 4.625%
HK$14,846
+HK$743/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$28,206/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$65,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,032
−HK$880/mo
▼ 0.25% · 3.875%
HK$14,468
−HK$444/mo
Today · 4.125%
HK$14,912
baseline
▲ 0.50% · 4.625%
HK$15,819
+HK$907/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$29,824/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,610
−HK$844/mo
▼ 0.25% · 3.875%
HK$16,029
−HK$425/mo
Today · 4.125%
HK$16,454
baseline
▲ 0.50% · 4.625%
HK$17,321
+HK$867/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$32,908/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$65,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,041
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,602
−HK$570/mo
Today · 4.125%
HK$19,172
baseline
▲ 0.50% · 4.625%
HK$20,339
+HK$1,167/mo
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,344/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,070
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,609
−HK$546/mo
Today · 4.125%
HK$21,155
baseline
▲ 0.50% · 4.625%
HK$22,270
+HK$1,115/mo
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$42,310/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,932 · Scale 2, in force from 26 Feb 2026)