LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,227
−HK$6,285/mo
▼ 0.25% · 3.875%
HK$103,345
−HK$3,167/mo
Today · 4.125%
HK$106,512
baseline
▲ 0.50% · 4.625%
HK$112,993
+HK$6,481/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$213,024/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,501
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$114,492
−HK$3,034/mo
Today · 4.125%
HK$117,526
baseline
▲ 0.50% · 4.625%
HK$123,720
+HK$6,194/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$235,052/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,272
−HK$7,542/mo
▼ 0.25% · 3.875%
HK$124,013
−HK$3,801/mo
Today · 4.125%
HK$127,814
baseline
▲ 0.50% · 4.625%
HK$135,592
+HK$7,778/mo
Deposit HK$17.58M · loan HK$26.37M · min. income ≈ HK$255,628/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,868,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,802
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$137,390
−HK$3,641/mo
Today · 4.125%
HK$141,031
baseline
▲ 0.50% · 4.625%
HK$148,465
+HK$7,434/mo
Deposit HK$17.58M · loan HK$26.37M · min. income ≈ HK$282,062/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,868,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,318
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$144,682
−HK$4,435/mo
Today · 4.125%
HK$149,117
baseline
▲ 0.50% · 4.625%
HK$158,190
+HK$9,073/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$298,234/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,868,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,102
−HK$8,434/mo
▼ 0.25% · 3.875%
HK$160,289
−HK$4,247/mo
Today · 4.125%
HK$164,536
baseline
▲ 0.50% · 4.625%
HK$173,209
+HK$8,673/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$329,072/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,868,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,408
−HK$11,314/mo
▼ 0.25% · 3.875%
HK$186,020
−HK$5,702/mo
Today · 4.125%
HK$191,722
baseline
▲ 0.50% · 4.625%
HK$203,387
+HK$11,665/mo
Deposit HK$4.40M · loan HK$39.56M · min. income ≈ HK$383,444/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,868,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,703
−HK$10,843/mo
▼ 0.25% · 3.875%
HK$206,085
−HK$5,461/mo
Today · 4.125%
HK$211,546
baseline
▲ 0.50% · 4.625%
HK$222,697
+HK$11,151/mo
Deposit HK$4.40M · loan HK$39.56M · min. income ≈ HK$423,092/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,868,055 · Scale 2, in force from 26 Feb 2026)