LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,231
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$103,349
−HK$3,168/mo
Today · 4.125%
HK$106,517
baseline
▲ 0.50% · 4.625%
HK$112,998
+HK$6,481/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$213,034/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,506
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$114,497
−HK$3,034/mo
Today · 4.125%
HK$117,531
baseline
▲ 0.50% · 4.625%
HK$123,726
+HK$6,195/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$235,062/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,278
−HK$7,542/mo
▼ 0.25% · 3.875%
HK$124,019
−HK$3,801/mo
Today · 4.125%
HK$127,820
baseline
▲ 0.50% · 4.625%
HK$135,598
+HK$7,778/mo
Deposit HK$17.58M · loan HK$26.37M · min. income ≈ HK$255,640/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,868,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,808
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$137,396
−HK$3,641/mo
Today · 4.125%
HK$141,037
baseline
▲ 0.50% · 4.625%
HK$148,471
+HK$7,434/mo
Deposit HK$17.58M · loan HK$26.37M · min. income ≈ HK$282,074/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,868,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,324
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$144,689
−HK$4,434/mo
Today · 4.125%
HK$149,123
baseline
▲ 0.50% · 4.625%
HK$158,197
+HK$9,074/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$298,246/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,868,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,109
−HK$8,434/mo
▼ 0.25% · 3.875%
HK$160,296
−HK$4,247/mo
Today · 4.125%
HK$164,543
baseline
▲ 0.50% · 4.625%
HK$173,216
+HK$8,673/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$329,086/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,868,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,416
−HK$11,314/mo
▼ 0.25% · 3.875%
HK$186,028
−HK$5,702/mo
Today · 4.125%
HK$191,730
baseline
▲ 0.50% · 4.625%
HK$203,396
+HK$11,666/mo
Deposit HK$4.40M · loan HK$39.56M · min. income ≈ HK$383,460/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,868,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,711
−HK$10,844/mo
▼ 0.25% · 3.875%
HK$206,094
−HK$5,461/mo
Today · 4.125%
HK$211,555
baseline
▲ 0.50% · 4.625%
HK$222,707
+HK$11,152/mo
Deposit HK$4.40M · loan HK$39.56M · min. income ≈ HK$423,110/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,868,138 · Scale 2, in force from 26 Feb 2026)