LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,239
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$103,357
−HK$3,168/mo
Today · 4.125%
HK$106,525
baseline
▲ 0.50% · 4.625%
HK$113,006
+HK$6,481/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$213,050/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,515
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$114,505
−HK$3,034/mo
Today · 4.125%
HK$117,539
baseline
▲ 0.50% · 4.625%
HK$123,735
+HK$6,196/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$235,078/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,287
−HK$7,543/mo
▼ 0.25% · 3.875%
HK$124,028
−HK$3,802/mo
Today · 4.125%
HK$127,830
baseline
▲ 0.50% · 4.625%
HK$135,608
+HK$7,778/mo
Deposit HK$17.58M · loan HK$26.38M · min. income ≈ HK$255,660/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,868,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,818
−HK$7,229/mo
▼ 0.25% · 3.875%
HK$137,406
−HK$3,641/mo
Today · 4.125%
HK$141,047
baseline
▲ 0.50% · 4.625%
HK$148,482
+HK$7,435/mo
Deposit HK$17.58M · loan HK$26.38M · min. income ≈ HK$282,094/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,868,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,334
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$144,699
−HK$4,435/mo
Today · 4.125%
HK$149,134
baseline
▲ 0.50% · 4.625%
HK$158,209
+HK$9,075/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$298,268/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,868,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,120
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$160,308
−HK$4,247/mo
Today · 4.125%
HK$164,555
baseline
▲ 0.50% · 4.625%
HK$173,229
+HK$8,674/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$329,110/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,868,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,430
−HK$11,314/mo
▼ 0.25% · 3.875%
HK$186,042
−HK$5,702/mo
Today · 4.125%
HK$191,744
baseline
▲ 0.50% · 4.625%
HK$203,412
+HK$11,668/mo
Deposit HK$4.40M · loan HK$39.56M · min. income ≈ HK$383,488/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,868,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,726
−HK$10,845/mo
▼ 0.25% · 3.875%
HK$206,110
−HK$5,461/mo
Today · 4.125%
HK$211,571
baseline
▲ 0.50% · 4.625%
HK$222,723
+HK$11,152/mo
Deposit HK$4.40M · loan HK$39.56M · min. income ≈ HK$423,142/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,868,276 · Scale 2, in force from 26 Feb 2026)