LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,248
−HK$6,286/mo
▼ 0.25% · 3.875%
HK$103,366
−HK$3,168/mo
Today · 4.125%
HK$106,534
baseline
▲ 0.50% · 4.625%
HK$113,016
+HK$6,482/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$213,068/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,524
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$114,515
−HK$3,035/mo
Today · 4.125%
HK$117,550
baseline
▲ 0.50% · 4.625%
HK$123,746
+HK$6,196/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$235,100/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,297
−HK$7,544/mo
▼ 0.25% · 3.875%
HK$124,039
−HK$3,802/mo
Today · 4.125%
HK$127,841
baseline
▲ 0.50% · 4.625%
HK$135,620
+HK$7,779/mo
Deposit HK$17.59M · loan HK$26.38M · min. income ≈ HK$255,682/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,868,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,829
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$137,419
−HK$3,641/mo
Today · 4.125%
HK$141,060
baseline
▲ 0.50% · 4.625%
HK$148,495
+HK$7,435/mo
Deposit HK$17.59M · loan HK$26.38M · min. income ≈ HK$282,120/mo (50% DSR)
Upfront cash ≈ HK$19.45M (deposit + AVD stamp duty HK$1,868,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,347
−HK$8,801/mo
▼ 0.25% · 3.875%
HK$144,712
−HK$4,436/mo
Today · 4.125%
HK$149,148
baseline
▲ 0.50% · 4.625%
HK$158,223
+HK$9,075/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$298,296/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,868,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,134
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$160,322
−HK$4,248/mo
Today · 4.125%
HK$164,570
baseline
▲ 0.50% · 4.625%
HK$173,244
+HK$8,674/mo
Deposit HK$13.19M · loan HK$30.77M · min. income ≈ HK$329,140/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,868,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,446
−HK$11,315/mo
▼ 0.25% · 3.875%
HK$186,059
−HK$5,702/mo
Today · 4.125%
HK$191,761
baseline
▲ 0.50% · 4.625%
HK$203,429
+HK$11,668/mo
Deposit HK$4.40M · loan HK$39.57M · min. income ≈ HK$383,522/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,868,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,744
−HK$10,846/mo
▼ 0.25% · 3.875%
HK$206,128
−HK$5,462/mo
Today · 4.125%
HK$211,590
baseline
▲ 0.50% · 4.625%
HK$222,743
+HK$11,153/mo
Deposit HK$4.40M · loan HK$39.57M · min. income ≈ HK$423,180/mo (50% DSR)
Upfront cash ≈ HK$6.26M (deposit + AVD stamp duty HK$1,868,441 · Scale 2, in force from 26 Feb 2026)