LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,260
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$103,379
−HK$3,168/mo
Today · 4.125%
HK$106,547
baseline
▲ 0.50% · 4.625%
HK$113,031
+HK$6,484/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$213,094/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,539
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$114,530
−HK$3,035/mo
Today · 4.125%
HK$117,565
baseline
▲ 0.50% · 4.625%
HK$123,762
+HK$6,197/mo
Deposit HK$21.98M · loan HK$21.98M · min. income ≈ HK$235,130/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,312
−HK$7,545/mo
▼ 0.25% · 3.875%
HK$124,055
−HK$3,802/mo
Today · 4.125%
HK$127,857
baseline
▲ 0.50% · 4.625%
HK$135,637
+HK$7,780/mo
Deposit HK$17.59M · loan HK$26.38M · min. income ≈ HK$255,714/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,868,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,846
−HK$7,232/mo
▼ 0.25% · 3.875%
HK$137,436
−HK$3,642/mo
Today · 4.125%
HK$141,078
baseline
▲ 0.50% · 4.625%
HK$148,514
+HK$7,436/mo
Deposit HK$17.59M · loan HK$26.38M · min. income ≈ HK$282,156/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,868,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,364
−HK$8,802/mo
▼ 0.25% · 3.875%
HK$144,731
−HK$4,435/mo
Today · 4.125%
HK$149,166
baseline
▲ 0.50% · 4.625%
HK$158,243
+HK$9,077/mo
Deposit HK$13.19M · loan HK$30.78M · min. income ≈ HK$298,332/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,868,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,154
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$160,342
−HK$4,248/mo
Today · 4.125%
HK$164,590
baseline
▲ 0.50% · 4.625%
HK$173,266
+HK$8,676/mo
Deposit HK$13.19M · loan HK$30.78M · min. income ≈ HK$329,180/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,868,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,468
−HK$11,317/mo
▼ 0.25% · 3.875%
HK$186,082
−HK$5,703/mo
Today · 4.125%
HK$191,785
baseline
▲ 0.50% · 4.625%
HK$203,455
+HK$11,670/mo
Deposit HK$4.40M · loan HK$39.57M · min. income ≈ HK$383,570/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,868,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,769
−HK$10,847/mo
▼ 0.25% · 3.875%
HK$206,154
−HK$5,462/mo
Today · 4.125%
HK$211,616
baseline
▲ 0.50% · 4.625%
HK$222,771
+HK$11,155/mo
Deposit HK$4.40M · loan HK$39.57M · min. income ≈ HK$423,232/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,868,677 · Scale 2, in force from 26 Feb 2026)