LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,264
−HK$6,288/mo
▼ 0.25% · 3.875%
HK$103,383
−HK$3,169/mo
Today · 4.125%
HK$106,552
baseline
▲ 0.50% · 4.625%
HK$113,035
+HK$6,483/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$213,104/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,543
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$114,535
−HK$3,035/mo
Today · 4.125%
HK$117,570
baseline
▲ 0.50% · 4.625%
HK$123,767
+HK$6,197/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$235,140/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$1,868,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,317
−HK$7,545/mo
▼ 0.25% · 3.875%
HK$124,060
−HK$3,802/mo
Today · 4.125%
HK$127,862
baseline
▲ 0.50% · 4.625%
HK$135,642
+HK$7,780/mo
Deposit HK$17.59M · loan HK$26.38M · min. income ≈ HK$255,724/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,868,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,852
−HK$7,231/mo
▼ 0.25% · 3.875%
HK$137,442
−HK$3,641/mo
Today · 4.125%
HK$141,083
baseline
▲ 0.50% · 4.625%
HK$148,520
+HK$7,437/mo
Deposit HK$17.59M · loan HK$26.38M · min. income ≈ HK$282,166/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,868,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,370
−HK$8,803/mo
▼ 0.25% · 3.875%
HK$144,737
−HK$4,436/mo
Today · 4.125%
HK$149,173
baseline
▲ 0.50% · 4.625%
HK$158,249
+HK$9,076/mo
Deposit HK$13.19M · loan HK$30.78M · min. income ≈ HK$298,346/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,868,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,160
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$160,349
−HK$4,248/mo
Today · 4.125%
HK$164,597
baseline
▲ 0.50% · 4.625%
HK$173,273
+HK$8,676/mo
Deposit HK$13.19M · loan HK$30.78M · min. income ≈ HK$329,194/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,868,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,476
−HK$11,317/mo
▼ 0.25% · 3.875%
HK$186,090
−HK$5,703/mo
Today · 4.125%
HK$191,793
baseline
▲ 0.50% · 4.625%
HK$203,464
+HK$11,671/mo
Deposit HK$4.40M · loan HK$39.57M · min. income ≈ HK$383,586/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,868,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,778
−HK$10,847/mo
▼ 0.25% · 3.875%
HK$206,163
−HK$5,462/mo
Today · 4.125%
HK$211,625
baseline
▲ 0.50% · 4.625%
HK$222,780
+HK$11,155/mo
Deposit HK$4.40M · loan HK$39.57M · min. income ≈ HK$423,250/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,868,755 · Scale 2, in force from 26 Feb 2026)