LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,286
−HK$6,288/mo
▼ 0.25% · 3.875%
HK$103,405
−HK$3,169/mo
Today · 4.125%
HK$106,574
baseline
▲ 0.50% · 4.625%
HK$113,059
+HK$6,485/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$213,148/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$1,869,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,567
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$114,559
−HK$3,035/mo
Today · 4.125%
HK$117,594
baseline
▲ 0.50% · 4.625%
HK$123,793
+HK$6,199/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$235,188/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$1,869,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,343
−HK$7,546/mo
▼ 0.25% · 3.875%
HK$124,086
−HK$3,803/mo
Today · 4.125%
HK$127,889
baseline
▲ 0.50% · 4.625%
HK$135,671
+HK$7,782/mo
Deposit HK$17.59M · loan HK$26.39M · min. income ≈ HK$255,778/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,869,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,880
−HK$7,233/mo
▼ 0.25% · 3.875%
HK$137,471
−HK$3,642/mo
Today · 4.125%
HK$141,113
baseline
▲ 0.50% · 4.625%
HK$148,552
+HK$7,439/mo
Deposit HK$17.59M · loan HK$26.39M · min. income ≈ HK$282,226/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,869,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,400
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$144,767
−HK$4,437/mo
Today · 4.125%
HK$149,204
baseline
▲ 0.50% · 4.625%
HK$158,283
+HK$9,079/mo
Deposit HK$13.19M · loan HK$30.79M · min. income ≈ HK$298,408/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,869,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,194
−HK$8,438/mo
▼ 0.25% · 3.875%
HK$160,383
−HK$4,249/mo
Today · 4.125%
HK$164,632
baseline
▲ 0.50% · 4.625%
HK$173,310
+HK$8,678/mo
Deposit HK$13.19M · loan HK$30.79M · min. income ≈ HK$329,264/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,869,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,514
−HK$11,320/mo
▼ 0.25% · 3.875%
HK$186,129
−HK$5,705/mo
Today · 4.125%
HK$191,834
baseline
▲ 0.50% · 4.625%
HK$203,507
+HK$11,673/mo
Deposit HK$4.40M · loan HK$39.58M · min. income ≈ HK$383,668/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,820
−HK$10,850/mo
▼ 0.25% · 3.875%
HK$206,206
−HK$5,464/mo
Today · 4.125%
HK$211,670
baseline
▲ 0.50% · 4.625%
HK$222,827
+HK$11,157/mo
Deposit HK$4.40M · loan HK$39.58M · min. income ≈ HK$423,340/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,150 · Scale 2, in force from 26 Feb 2026)