LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,287
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$103,406
−HK$3,170/mo
Today · 4.125%
HK$106,576
baseline
▲ 0.50% · 4.625%
HK$113,061
+HK$6,485/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$213,152/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$1,869,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,568
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$114,560
−HK$3,036/mo
Today · 4.125%
HK$117,596
baseline
▲ 0.50% · 4.625%
HK$123,794
+HK$6,198/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$235,192/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$1,869,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,344
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$124,088
−HK$3,803/mo
Today · 4.125%
HK$127,891
baseline
▲ 0.50% · 4.625%
HK$135,673
+HK$7,782/mo
Deposit HK$17.59M · loan HK$26.39M · min. income ≈ HK$255,782/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,869,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,882
−HK$7,233/mo
▼ 0.25% · 3.875%
HK$137,472
−HK$3,643/mo
Today · 4.125%
HK$141,115
baseline
▲ 0.50% · 4.625%
HK$148,553
+HK$7,438/mo
Deposit HK$17.59M · loan HK$26.39M · min. income ≈ HK$282,230/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,869,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,402
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$144,769
−HK$4,437/mo
Today · 4.125%
HK$149,206
baseline
▲ 0.50% · 4.625%
HK$158,285
+HK$9,079/mo
Deposit HK$13.19M · loan HK$30.79M · min. income ≈ HK$298,412/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,869,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,195
−HK$8,439/mo
▼ 0.25% · 3.875%
HK$160,384
−HK$4,250/mo
Today · 4.125%
HK$164,634
baseline
▲ 0.50% · 4.625%
HK$173,312
+HK$8,678/mo
Deposit HK$13.19M · loan HK$30.79M · min. income ≈ HK$329,268/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,869,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,516
−HK$11,320/mo
▼ 0.25% · 3.875%
HK$186,131
−HK$5,705/mo
Today · 4.125%
HK$191,836
baseline
▲ 0.50% · 4.625%
HK$203,509
+HK$11,673/mo
Deposit HK$4.40M · loan HK$39.58M · min. income ≈ HK$383,672/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,823
−HK$10,849/mo
▼ 0.25% · 3.875%
HK$206,209
−HK$5,463/mo
Today · 4.125%
HK$211,672
baseline
▲ 0.50% · 4.625%
HK$222,830
+HK$11,158/mo
Deposit HK$4.40M · loan HK$39.58M · min. income ≈ HK$423,344/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,172 · Scale 2, in force from 26 Feb 2026)