LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,292
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$103,411
−HK$3,170/mo
Today · 4.125%
HK$106,581
baseline
▲ 0.50% · 4.625%
HK$113,066
+HK$6,485/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$213,162/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$1,869,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,574
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$114,566
−HK$3,035/mo
Today · 4.125%
HK$117,601
baseline
▲ 0.50% · 4.625%
HK$123,800
+HK$6,199/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$235,202/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$1,869,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,350
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$124,094
−HK$3,803/mo
Today · 4.125%
HK$127,897
baseline
▲ 0.50% · 4.625%
HK$135,679
+HK$7,782/mo
Deposit HK$17.59M · loan HK$26.39M · min. income ≈ HK$255,794/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,869,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,888
−HK$7,234/mo
▼ 0.25% · 3.875%
HK$137,479
−HK$3,643/mo
Today · 4.125%
HK$141,122
baseline
▲ 0.50% · 4.625%
HK$148,560
+HK$7,438/mo
Deposit HK$17.59M · loan HK$26.39M · min. income ≈ HK$282,244/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,869,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,408
−HK$8,805/mo
▼ 0.25% · 3.875%
HK$144,776
−HK$4,437/mo
Today · 4.125%
HK$149,213
baseline
▲ 0.50% · 4.625%
HK$158,292
+HK$9,079/mo
Deposit HK$13.19M · loan HK$30.79M · min. income ≈ HK$298,426/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,869,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,203
−HK$8,439/mo
▼ 0.25% · 3.875%
HK$160,392
−HK$4,250/mo
Today · 4.125%
HK$164,642
baseline
▲ 0.50% · 4.625%
HK$173,321
+HK$8,679/mo
Deposit HK$13.19M · loan HK$30.79M · min. income ≈ HK$329,284/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,869,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,525
−HK$11,321/mo
▼ 0.25% · 3.875%
HK$186,140
−HK$5,706/mo
Today · 4.125%
HK$191,846
baseline
▲ 0.50% · 4.625%
HK$203,519
+HK$11,673/mo
Deposit HK$4.40M · loan HK$39.58M · min. income ≈ HK$383,692/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,832
−HK$10,851/mo
▼ 0.25% · 3.875%
HK$206,219
−HK$5,464/mo
Today · 4.125%
HK$211,683
baseline
▲ 0.50% · 4.625%
HK$222,841
+HK$11,158/mo
Deposit HK$4.40M · loan HK$39.58M · min. income ≈ HK$423,366/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,263 · Scale 2, in force from 26 Feb 2026)