LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,295
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$103,414
−HK$3,170/mo
Today · 4.125%
HK$106,584
baseline
▲ 0.50% · 4.625%
HK$113,069
+HK$6,485/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$213,168/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$1,869,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,577
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$114,569
−HK$3,036/mo
Today · 4.125%
HK$117,605
baseline
▲ 0.50% · 4.625%
HK$123,804
+HK$6,199/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$235,210/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$1,869,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,354
−HK$7,547/mo
▼ 0.25% · 3.875%
HK$124,097
−HK$3,804/mo
Today · 4.125%
HK$127,901
baseline
▲ 0.50% · 4.625%
HK$135,683
+HK$7,782/mo
Deposit HK$17.59M · loan HK$26.39M · min. income ≈ HK$255,802/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,869,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,892
−HK$7,234/mo
▼ 0.25% · 3.875%
HK$137,483
−HK$3,643/mo
Today · 4.125%
HK$141,126
baseline
▲ 0.50% · 4.625%
HK$148,565
+HK$7,439/mo
Deposit HK$17.59M · loan HK$26.39M · min. income ≈ HK$282,252/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,869,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,412
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$144,780
−HK$4,438/mo
Today · 4.125%
HK$149,218
baseline
▲ 0.50% · 4.625%
HK$158,297
+HK$9,079/mo
Deposit HK$13.20M · loan HK$30.79M · min. income ≈ HK$298,436/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,869,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,207
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$160,397
−HK$4,250/mo
Today · 4.125%
HK$164,647
baseline
▲ 0.50% · 4.625%
HK$173,326
+HK$8,679/mo
Deposit HK$13.20M · loan HK$30.79M · min. income ≈ HK$329,294/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,869,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,530
−HK$11,321/mo
▼ 0.25% · 3.875%
HK$186,146
−HK$5,705/mo
Today · 4.125%
HK$191,851
baseline
▲ 0.50% · 4.625%
HK$203,525
+HK$11,674/mo
Deposit HK$4.40M · loan HK$39.59M · min. income ≈ HK$383,702/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,838
−HK$10,851/mo
▼ 0.25% · 3.875%
HK$206,224
−HK$5,465/mo
Today · 4.125%
HK$211,689
baseline
▲ 0.50% · 4.625%
HK$222,847
+HK$11,158/mo
Deposit HK$4.40M · loan HK$39.59M · min. income ≈ HK$423,378/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,317 · Scale 2, in force from 26 Feb 2026)