LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,030
−HK$629/mo
▼ 0.25% · 3.875%
HK$10,342
−HK$317/mo
Today · 4.125%
HK$10,659
baseline
▲ 0.50% · 4.625%
HK$11,308
+HK$649/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$21,318/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$65,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,158
−HK$603/mo
▼ 0.25% · 3.875%
HK$11,458
−HK$303/mo
Today · 4.125%
HK$11,761
baseline
▲ 0.50% · 4.625%
HK$12,381
+HK$620/mo
Deposit HK$2.20M · loan HK$2.20M · min. income ≈ HK$23,522/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$65,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,036
−HK$755/mo
▼ 0.25% · 3.875%
HK$12,410
−HK$381/mo
Today · 4.125%
HK$12,791
baseline
▲ 0.50% · 4.625%
HK$13,569
+HK$778/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$25,582/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$65,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,390
−HK$723/mo
▼ 0.25% · 3.875%
HK$13,749
−HK$364/mo
Today · 4.125%
HK$14,113
baseline
▲ 0.50% · 4.625%
HK$14,857
+HK$744/mo
Deposit HK$1.76M · loan HK$2.64M · min. income ≈ HK$28,226/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$65,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,042
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,479
−HK$444/mo
Today · 4.125%
HK$14,923
baseline
▲ 0.50% · 4.625%
HK$15,831
+HK$908/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$29,846/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$65,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,622
−HK$844/mo
▼ 0.25% · 3.875%
HK$16,041
−HK$425/mo
Today · 4.125%
HK$16,466
baseline
▲ 0.50% · 4.625%
HK$17,333
+HK$867/mo
Deposit HK$1.32M · loan HK$3.08M · min. income ≈ HK$32,932/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$65,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,054
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,616
−HK$570/mo
Today · 4.125%
HK$19,186
baseline
▲ 0.50% · 4.625%
HK$20,354
+HK$1,168/mo
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,372/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$65,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,085
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,624
−HK$546/mo
Today · 4.125%
HK$21,170
baseline
▲ 0.50% · 4.625%
HK$22,286
+HK$1,116/mo
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$42,340/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$65,980 · Scale 2, in force from 26 Feb 2026)