LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,301
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$103,421
−HK$3,169/mo
Today · 4.125%
HK$106,590
baseline
▲ 0.50% · 4.625%
HK$113,076
+HK$6,486/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$213,180/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$1,869,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,584
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$114,576
−HK$3,036/mo
Today · 4.125%
HK$117,612
baseline
▲ 0.50% · 4.625%
HK$123,812
+HK$6,200/mo
Deposit HK$21.99M · loan HK$21.99M · min. income ≈ HK$235,224/mo (50% DSR)
Upfront cash ≈ HK$23.86M (deposit + AVD stamp duty HK$1,869,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,361
−HK$7,548/mo
▼ 0.25% · 3.875%
HK$124,105
−HK$3,804/mo
Today · 4.125%
HK$127,909
baseline
▲ 0.50% · 4.625%
HK$135,691
+HK$7,782/mo
Deposit HK$17.59M · loan HK$26.39M · min. income ≈ HK$255,818/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,869,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,900
−HK$7,234/mo
▼ 0.25% · 3.875%
HK$137,491
−HK$3,643/mo
Today · 4.125%
HK$141,134
baseline
▲ 0.50% · 4.625%
HK$148,574
+HK$7,440/mo
Deposit HK$17.59M · loan HK$26.39M · min. income ≈ HK$282,268/mo (50% DSR)
Upfront cash ≈ HK$19.46M (deposit + AVD stamp duty HK$1,869,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,421
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$144,789
−HK$4,438/mo
Today · 4.125%
HK$149,227
baseline
▲ 0.50% · 4.625%
HK$158,307
+HK$9,080/mo
Deposit HK$13.20M · loan HK$30.79M · min. income ≈ HK$298,454/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,869,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,217
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$160,407
−HK$4,250/mo
Today · 4.125%
HK$164,657
baseline
▲ 0.50% · 4.625%
HK$173,336
+HK$8,679/mo
Deposit HK$13.20M · loan HK$30.79M · min. income ≈ HK$329,314/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,869,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,541
−HK$11,322/mo
▼ 0.25% · 3.875%
HK$186,157
−HK$5,706/mo
Today · 4.125%
HK$191,863
baseline
▲ 0.50% · 4.625%
HK$203,537
+HK$11,674/mo
Deposit HK$4.40M · loan HK$39.59M · min. income ≈ HK$383,726/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,850
−HK$10,852/mo
▼ 0.25% · 3.875%
HK$206,237
−HK$5,465/mo
Today · 4.125%
HK$211,702
baseline
▲ 0.50% · 4.625%
HK$222,861
+HK$11,159/mo
Deposit HK$4.40M · loan HK$39.59M · min. income ≈ HK$423,404/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,431 · Scale 2, in force from 26 Feb 2026)