LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,314
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$103,434
−HK$3,171/mo
Today · 4.125%
HK$106,605
baseline
▲ 0.50% · 4.625%
HK$113,091
+HK$6,486/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$213,210/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$1,869,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,598
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,591
−HK$3,037/mo
Today · 4.125%
HK$117,628
baseline
▲ 0.50% · 4.625%
HK$123,828
+HK$6,200/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$235,256/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$1,869,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,377
−HK$7,549/mo
▼ 0.25% · 3.875%
HK$124,121
−HK$3,805/mo
Today · 4.125%
HK$127,926
baseline
▲ 0.50% · 4.625%
HK$135,710
+HK$7,784/mo
Deposit HK$17.60M · loan HK$26.40M · min. income ≈ HK$255,852/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,869,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,918
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$137,510
−HK$3,643/mo
Today · 4.125%
HK$141,153
baseline
▲ 0.50% · 4.625%
HK$148,594
+HK$7,441/mo
Deposit HK$17.60M · loan HK$26.40M · min. income ≈ HK$282,306/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,869,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,440
−HK$8,807/mo
▼ 0.25% · 3.875%
HK$144,808
−HK$4,439/mo
Today · 4.125%
HK$149,247
baseline
▲ 0.50% · 4.625%
HK$158,328
+HK$9,081/mo
Deposit HK$13.20M · loan HK$30.79M · min. income ≈ HK$298,494/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,869,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,238
−HK$8,441/mo
▼ 0.25% · 3.875%
HK$160,428
−HK$4,251/mo
Today · 4.125%
HK$164,679
baseline
▲ 0.50% · 4.625%
HK$173,359
+HK$8,680/mo
Deposit HK$13.20M · loan HK$30.79M · min. income ≈ HK$329,358/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,869,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,565
−HK$11,323/mo
▼ 0.25% · 3.875%
HK$186,182
−HK$5,706/mo
Today · 4.125%
HK$191,888
baseline
▲ 0.50% · 4.625%
HK$203,564
+HK$11,676/mo
Deposit HK$4.40M · loan HK$39.59M · min. income ≈ HK$383,776/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,877
−HK$10,853/mo
▼ 0.25% · 3.875%
HK$206,265
−HK$5,465/mo
Today · 4.125%
HK$211,730
baseline
▲ 0.50% · 4.625%
HK$222,891
+HK$11,161/mo
Deposit HK$4.40M · loan HK$39.59M · min. income ≈ HK$423,460/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,681 · Scale 2, in force from 26 Feb 2026)