LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,323
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$103,444
−HK$3,170/mo
Today · 4.125%
HK$106,614
baseline
▲ 0.50% · 4.625%
HK$113,102
+HK$6,488/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$213,228/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$1,869,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,609
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$114,602
−HK$3,037/mo
Today · 4.125%
HK$117,639
baseline
▲ 0.50% · 4.625%
HK$123,839
+HK$6,200/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$235,278/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$1,869,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,388
−HK$7,549/mo
▼ 0.25% · 3.875%
HK$124,133
−HK$3,804/mo
Today · 4.125%
HK$127,937
baseline
▲ 0.50% · 4.625%
HK$135,722
+HK$7,785/mo
Deposit HK$17.60M · loan HK$26.40M · min. income ≈ HK$255,874/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,869,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,930
−HK$7,236/mo
▼ 0.25% · 3.875%
HK$137,522
−HK$3,644/mo
Today · 4.125%
HK$141,166
baseline
▲ 0.50% · 4.625%
HK$148,607
+HK$7,441/mo
Deposit HK$17.60M · loan HK$26.40M · min. income ≈ HK$282,332/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,869,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,453
−HK$8,807/mo
▼ 0.25% · 3.875%
HK$144,822
−HK$4,438/mo
Today · 4.125%
HK$149,260
baseline
▲ 0.50% · 4.625%
HK$158,342
+HK$9,082/mo
Deposit HK$13.20M · loan HK$30.80M · min. income ≈ HK$298,520/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,869,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,252
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$160,443
−HK$4,251/mo
Today · 4.125%
HK$164,694
baseline
▲ 0.50% · 4.625%
HK$173,375
+HK$8,681/mo
Deposit HK$13.20M · loan HK$30.80M · min. income ≈ HK$329,388/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,869,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,582
−HK$11,324/mo
▼ 0.25% · 3.875%
HK$186,199
−HK$5,707/mo
Today · 4.125%
HK$191,906
baseline
▲ 0.50% · 4.625%
HK$203,583
+HK$11,677/mo
Deposit HK$4.40M · loan HK$39.60M · min. income ≈ HK$383,812/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,896
−HK$10,853/mo
▼ 0.25% · 3.875%
HK$206,284
−HK$5,465/mo
Today · 4.125%
HK$211,749
baseline
▲ 0.50% · 4.625%
HK$222,911
+HK$11,162/mo
Deposit HK$4.40M · loan HK$39.60M · min. income ≈ HK$423,498/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,852 · Scale 2, in force from 26 Feb 2026)