LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,329
−HK$6,292/mo
▼ 0.25% · 3.875%
HK$103,450
−HK$3,171/mo
Today · 4.125%
HK$106,621
baseline
▲ 0.50% · 4.625%
HK$113,108
+HK$6,487/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$213,242/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$1,869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,615
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$114,609
−HK$3,037/mo
Today · 4.125%
HK$117,646
baseline
▲ 0.50% · 4.625%
HK$123,847
+HK$6,201/mo
Deposit HK$22.00M · loan HK$22.00M · min. income ≈ HK$235,292/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$1,869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,395
−HK$7,550/mo
▼ 0.25% · 3.875%
HK$124,140
−HK$3,805/mo
Today · 4.125%
HK$127,945
baseline
▲ 0.50% · 4.625%
HK$135,730
+HK$7,785/mo
Deposit HK$17.60M · loan HK$26.40M · min. income ≈ HK$255,890/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,938
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$137,531
−HK$3,644/mo
Today · 4.125%
HK$141,175
baseline
▲ 0.50% · 4.625%
HK$148,616
+HK$7,441/mo
Deposit HK$17.60M · loan HK$26.40M · min. income ≈ HK$282,350/mo (50% DSR)
Upfront cash ≈ HK$19.47M (deposit + AVD stamp duty HK$1,869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,461
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$144,830
−HK$4,439/mo
Today · 4.125%
HK$149,269
baseline
▲ 0.50% · 4.625%
HK$158,352
+HK$9,083/mo
Deposit HK$13.20M · loan HK$30.80M · min. income ≈ HK$298,538/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,261
−HK$8,443/mo
▼ 0.25% · 3.875%
HK$160,452
−HK$4,252/mo
Today · 4.125%
HK$164,704
baseline
▲ 0.50% · 4.625%
HK$173,386
+HK$8,682/mo
Deposit HK$13.20M · loan HK$30.80M · min. income ≈ HK$329,408/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,593
−HK$11,324/mo
▼ 0.25% · 3.875%
HK$186,210
−HK$5,707/mo
Today · 4.125%
HK$191,917
baseline
▲ 0.50% · 4.625%
HK$203,595
+HK$11,678/mo
Deposit HK$4.40M · loan HK$39.60M · min. income ≈ HK$383,834/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,908
−HK$10,854/mo
▼ 0.25% · 3.875%
HK$206,296
−HK$5,466/mo
Today · 4.125%
HK$211,762
baseline
▲ 0.50% · 4.625%
HK$222,924
+HK$11,162/mo
Deposit HK$4.40M · loan HK$39.60M · min. income ≈ HK$423,524/mo (50% DSR)
Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$1,869,963 · Scale 2, in force from 26 Feb 2026)